Daniel J Topolski
New Member
- 17
First let me tell you about myself. 38 years old, healthy male (see doctor once a year for physical), no pre-existing conditions. Never been to hospital or ER (knock on wood). Sedentary job - don't do much physical stuff or sports.
OPTION #1 - OneShare
$20 office visits (rest of visit including labs and xrays is free/paid in full) -- THREE PER YEAR
$20 urgent care (rest of visit including labs and xrays is free/paid in full) -- ONE PER YEAR
$500 emergency room visit (rest of visit covered in full) -- ONE PER YEAR
$0 wellness check - ONE PER YEAR
Free telemedicine
$150K per incident max
$1 million lifetime max
No specialists - WE PAY IN FULL FOR THOSE
$10,000 deductible
COST - $211 a month
OPTION #2 - MediShare
$35 office visits (we pay the rest later after 20% discount)
$35 urgent care(we pay the rest later after 20% discount)
$200 emergency room visit (we pay the rest later after 20% discount)
No wellness exam
Free telemedicine
$150K per incident max
$1 million lifetime max
$35 specialists (we pay the rest later after 20% discount)
$5500 deductible
COST - $218 a month
OPTION #2 - Anthem Blue Cross
$50 office visits (we pay the rest later after bill is discounted)
$75 urgent care (we pay the rest later after bill is discounted)
$400 emergency room visit (we pay the rest later after bill is discounted)
$0 free wellness exam (one per year)
No telemedicine
No incident or lifetime maximum
$75 specialists (we pay the rest later after bill is discounted)
$2500 deductible
$6000 out of pocket max
80% coinsurance (we pay 20% after deductible up to $6000)
COST - $240 a month
OPTION #1 - OneShare
$20 office visits (rest of visit including labs and xrays is free/paid in full) -- THREE PER YEAR
$20 urgent care (rest of visit including labs and xrays is free/paid in full) -- ONE PER YEAR
$500 emergency room visit (rest of visit covered in full) -- ONE PER YEAR
$0 wellness check - ONE PER YEAR
Free telemedicine
$150K per incident max
$1 million lifetime max
No specialists - WE PAY IN FULL FOR THOSE
$10,000 deductible
COST - $211 a month
OPTION #2 - MediShare
$35 office visits (we pay the rest later after 20% discount)
$35 urgent care(we pay the rest later after 20% discount)
$200 emergency room visit (we pay the rest later after 20% discount)
No wellness exam
Free telemedicine
$150K per incident max
$1 million lifetime max
$35 specialists (we pay the rest later after 20% discount)
$5500 deductible
COST - $218 a month
OPTION #2 - Anthem Blue Cross
$50 office visits (we pay the rest later after bill is discounted)
$75 urgent care (we pay the rest later after bill is discounted)
$400 emergency room visit (we pay the rest later after bill is discounted)
$0 free wellness exam (one per year)
No telemedicine
No incident or lifetime maximum
$75 specialists (we pay the rest later after bill is discounted)
$2500 deductible
$6000 out of pocket max
80% coinsurance (we pay 20% after deductible up to $6000)
COST - $240 a month