Who Carriers Do Congestive Heart Failure?

[VolAgent]

So, who is the ***...

The agent in in MA who doesn't have Aetna because they aren't licensed there for FE? Or the people telling her to go get them and write them in MA where the aren't licensed?

 

[Gooner]

So, who is the ***... The agent in in MA who doesn't have Aetna because they aren't licensed there for FE? Or the people telling her to go get them and write them in MA where the aren't licensed?

Probably the person who ask a question and won't disclose their carriers because they have the usual suspects.

 

[VolAgent]

Probably the person who ask a question and won't disclose their carriers because they have the usual suspects.

For MA, the carrier to use would be Assurity. But it will be graded, 40/75/100.

 

[PaperHanger]

Hi I'm not contracted with Americo, but i seem to recall a conf call that I heard where Americo considers the date of diagnosis for CHF, and can consider meds to be Maintenance rather than Treatment.

I want to say that CHF can be answered NO on the app, if it was diagnosed more than 2 years ago.

But on the other hand COPD is not considered in the same light, any meds are Treatment, and the answer on the app should be Yes.

Could someone in the know clarify that Americo Date of Diagnosis / Maintenance rule at Americo for me?

Thanks.

 

[rousemark]

Talking to yourself now John?

That is what happens to people after they spend a few days working with Bboman...

 

[Gooner]

For MA, the carrier to use would be Assurity. But it will be graded, 40/75/100.

Again, which is why it was asked by 2 different people...what carriers she has. Helps narrow the field and give an answer that actually helps her.

 

[VolAgent]

Again, which is why it was asked by 2 different people...what carriers she has. Helps narrow the field and give an answer that actually helps her.

If she has all the usual suspects in MA, she better have Assurity.

MA is such a screwed up state with a lot of carriers missing, and Assurity uses a completely different app there.

My guess is she only has one or two carriers or they are oddballs and she is assumed to admit it.

 

[goillini52]

That is what happens to people after they spend a few days working with Bboman...

Or sleeping with..................

 

[HoosierLife]

Hi I'm not contracted with Americo, but i seem to recall a conf call that I heard where Americo considers the date of diagnosis for CHF, and can consider meds to be Maintenance rather than Treatment. I want to say that CHF can be answered NO on the app, if it was diagnosed more than 2 years ago. But on the other hand COPD is not considered in the same light, any meds are Treatment, and the answer on the app should be Yes. Could someone in the know clarify that Americo Date of Diagnosis / Maintenance rule at Americo for me? Thanks.

I would like to know this as well. Anybody know?

 

[jdeasy]

Hi I'm not contracted with Americo, but i seem to recall a conf call that I heard where Americo considers the date of diagnosis for CHF, and can consider meds to be Maintenance rather than Treatment.

I want to say that CHF can be answered NO on the app, if it was diagnosed more than 2 years ago.

But on the other hand COPD is not considered in the same light, any meds are Treatment, and the answer on the app should be Yes.

Could someone in the know clarify that Americo Date of Diagnosis / Maintenance rule at Americo for me?

Thanks.

The Americo app says, "In the past 2 years has the proposed insured had, been told they have, or been prescribed medication, or had surgery for congestive heart failure..........?"

That would seem to me that taking any medication for CHF would have to answered yes.