tribetime32
Guru
- 377
I sincerely wish you the best Roger! This journey of trying to make it in the insurance industry can be very challenging. That being said, Lincoln Heritage (LH), will make it tough for you to succeed long term. Many times your client is going to send back another lead card to one of the IMOs on here and for multiple reasons you see on here, you will get replaced, which will lead to charge backs and debt.
The Lincoln Heritage (LH) contract or "agreement" is not in your favor. The prices are much more expensive than most other companies. They will put folks in a modified policy (even more overpriced) for things like blood thinners and COPD, which can very easily go level with multiple other carriers AND pay you more commission AND give the client a better deal.
You will never know exactly how much you are getting paid from week to week because they will arbitrarily charge you for leads each week. Also, you can only make $700 or $800 per household I can't remember which.
You have enough obstacles already. Make sure to reach out to one of the IMOs on here. There are many good groups and some will even help subsidize lead cost for you.
Best of luck!
The Lincoln Heritage (LH) contract or "agreement" is not in your favor. The prices are much more expensive than most other companies. They will put folks in a modified policy (even more overpriced) for things like blood thinners and COPD, which can very easily go level with multiple other carriers AND pay you more commission AND give the client a better deal.
You will never know exactly how much you are getting paid from week to week because they will arbitrarily charge you for leads each week. Also, you can only make $700 or $800 per household I can't remember which.
You have enough obstacles already. Make sure to reach out to one of the IMOs on here. There are many good groups and some will even help subsidize lead cost for you.
Best of luck!