Writing an App a Day

healthagent

I'm right in there with you. Renewals are great in the health insurance business and if you build relationships and stay in touch and explain rate increases, etc. you'll keep your clients for many years getting first year commissions again about every 2 to 3 years. (I hate it when that happens.)

I've had life agents make say they wouldn't touch health insurance because of the service but if you're good at what you do you'll get the life insurance with your clients as well and the guy that only does life will lose his down the road because he's never build a client base.

I wish I had met you when I first got in the business because you're so right about the agencies throwin' agents against the wall.

Is this the official signal that John is sending out his minions to conquer what is left of any Non Health talk here?
 
James, since Paul directed you to Dictionary.com your posts are much improved as to the vocabulary, although you do come across as supercilious. The grammar still needs some work.;)
 
A bit off topic....But since someone mentioned renewals....Back in the 80s and part of the 90s....our office cranked out a lot of IRAs.

Lets say you wrote 6K (not a lot) of new IRA money each week. At 3% commish EVERY year (always new money coming in)...$180 per week after 10 years and you had 90K of renewal income. $135K after 15 years.

This does not include any other side business or trails.

Chumps, 3%, that's pretty strong! What kind of IRA's were you writing. How can I get in on that action?
 
I'm with Somarco. If your focus is the app for the day, you're giving good advice at the start of the day and if you haven't nailed that app, by the end of the day you are out for you, not your customer. You mood changes. Your focus and your attitude change and you change from a financial professional to a salesman.

Set up your own site. Blog your brains out every day about everything you know about life insurance. Tackle impaired risk education and go down the road less traveled. Buy impaired risk leads only. Meet your clients needs and not yours first. Stay within their budget, not the budget that is centered around how much you want or need to make.
 
James, since Paul directed you to Dictionary.com your posts are much improved as to the vocabulary, although you do come across as supercilious. ;)

You say supercilious, I say effrontery. I believe that is a better word to describe how I'm feeling about posting here lately.
 
You say supercilious, I say effrontery. I believe that is a better word to describe how I'm feeling about posting here lately.


Really? I'll stick with supercilious because of your haughty disdain rather than your being presumptuousness, which is effrontery.:realmad:

BTW, I noticed on another thread that you originally were from New Jersey (a/k/a Noo Joisey). That explains the difficulties your were experiencing with grammar. Please forgive me----now I understand and empathize. Have a nice day!;)
 
Really? I'll stick with supercilious because of your haughty disdain rather than your being presumptuousness, which is effrontery.:realmad:

BTW, I noticed on another thread that you originally were from New Jersey (a/k/a Noo Joisey). That explains the difficulties your were experiencing with grammar. Please forgive me----now I understand and empathize. Have a nice day!;)
Are you and your ilk for real?

James has got to be among the most down-to-earth, level-headed posters (if not the most) on this board. I have seen him insulted by a former moderator, seen his attempts at serious discussions on permanent LI diverted by (in his words, and I agree) "drive-by" posters that have nothing to contribute. Throughout, he remains calm and cool.

I come here every day just to see what he has posted on Permanent LI. He has provided a quality education. But ofcourse no one needs Permanent LI, and only someone out of touch with reality would sell it (I am amazed insurance companies still offer Permanent insurance - no one needs it, no one wants it, and no one buys it).

Everyone has BTID and now that the home and cars are paid off, the kids are gone, the credit cards are paid off, they only need final expense for estate planning so the widow is not left with a huge tax bill from all the money they saved by not buying WL and investing the difference.
 
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Now that John P has stepped down as a moderator, the Poobahs of the board should recruit James to moderate.:idea::daydream:
 
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