X-Al WIlliams called, needs some Whole life for burial

[shooter]

I ran into a guy that was an agent with Al Williams back in the day.
You know them today as Primerica I believe.

He had bought term, renewed it, and now he has to renew it again at $454 per month.
He is 68 and needs insurance.
But is priced out of the amount of coverage he needs.
But guess what?
He has had a heart attack, two stints and his blood pressure is controlled
by medication.

I know it was wrong, but I couldn't stop myself.
So in a very serious tone I ask the million dollar question.
What did you do with the difference?
He was an advocate of the buy term invest the difference.

To his credit he told the truth, I bought a motor home..
So now I need some advice from the guys that write Simple Issued
WL in 10,000 to 15,000 face for a guy 68 with the above health issues.

This not my normal area of sales, but I know agents on this board can
direct me to the best company to get him and his wife covered.

Thanks again Art,
You keep creating sales everyday.
Shooter

 

[rousemark]

I ran into a guy that was an agent with Al Williams back in the day.
You know them today as Primerica I believe.

He had bought term, renewed it, and now he has to renew it again at $454 per month.
He is 68 and needs insurance.
But is priced out of the amount of coverage he needs.
But guess what?
He has had a heart attack, two stints and his blood pressure is controlled
by medication.

I know it was wrong, but I couldn't stop myself.
So in a very serious tone I ask the million dollar question.
What did you do with the difference?
He was an advocate of the buy term invest the difference.

To his credit he told the truth, I bought a motor home..
So now I need some advice from the guys that write Simple Issued
WL in 10,000 to 15,000 face for a guy 68 with the above health issues.

This not my normal area of sales, but I know agents on this board can
direct me to the best company to get him and his wife covered.

Thanks again Art,
You keep creating sales everyday.
Shooter

How long ago on the stents?, ... the heart attack?.... Medications? Tobacco user?

 

[shooter]

I know he is a non tobacco.
The heart attack was 8 years ago.
Stints just 2 years ago.

Thanks,
Shooter

 

[HoosierLife]

If it was over 2 years ago, he can get preferred with most FE companies. Take your pick.

 

[WinoBlues]

need some advice from the guys that write Simple Issued
WL in 10,000 to 15,000 face

Hey Shooter, Howz it?

As A L Williams would say 'the low lifes that sell Whole Life'

 

[goillini52]

I know he is a non tobacco.
The heart attack was 8 years ago.
Stints just 2 years ago.

Thanks,
Shooter

As the bed bug guy said, "If it was over 2 years ago, he can get preferred with most FE companies. Take your pick."

 

[shooter]

Hey Shooter, Howz it?

As A L Williams would say 'the low lifes that sell Whole Life'

A.L. Williams changed my whole life.
Now I can't afford life insurance.

Shooter

 

[NSRH]

Write him with American Amicable.

 

[goillini52]

Write him with American Amicable.

Why?

 

[Todd King]

Write him with American Amicable.

Aw come on man! You know there are companies that will be cheaper for him, so why push Am Am in this situation?