$10,000 to $25,000 deductibles

Haha... honestly, I rarely sell anything other than their HSA's... It's kinda one of those things where you get a one-tracked mind when running quotes.. haha!

Ok... here's my other excuse.. my RSD trains my agents...
 
Well this is an example of what's broke in our industry. You hand out contracts - your agents call with questions. You say "heck, I dunno, I just want the overrides."
 
I am not real fond of World, especially their IMO in TX, but the World plans are better than Time. The 100% covers Rx while the Time plan still has the silly Rx coinsurance so not a true cat plan.

Look at both then decide.
 
This is something that would be covered in training when going over the quoting software with Time.. just goes to show you how often I open it up (Time's quoting software that is)...
 

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