$1000/week - Good For A Rookie

[myinsurebiz]

#1 - As far as receiving 5 calls a week, talk is cheap. You are on this forum for the sole purpose of recruiting and you NEVER place this chit in the insurance offers. That makes you dishonest. Why don't you just pay Sam for an ad and be done with it? Have some ethics you jackoff.

#2 - Tom, you are a bottom feeder and I honestly hope you get the hell out of this business.

Rick

1) I make statements - if you want proof - fly on over . . .

However - those that have joined from this forum, or have inquired - laugh at everything you say . . .

2) LOL. I'm just a simple marketer that helps people change their lifestyle and income. I'm around for a bit Rick. Saul has a saying - look it up - you'll be amazing . . .

#1 - The agents will be fine, most carriers offer multiple contracts afterall.

#2 - What surprised me however is that Tom is really only offering 40% or a 360% of premium advance because he said 20% goes to pay for leads. You would really think with that much haircut he would provide leads to agents.

#3 - Tom you should not speak of what you do not know

You are the closest of forum members - come on down in a few weeks and go through our recruiting and training seminars - mouth . . .

1) Yes - and we give anywhere from 50% to 115% - we have it all laid out - no surprises . . .

2) No - we offer 50%. I said that an Agent's lead cost should never exceed 20% of their earnings - which at 50% would be an actual cost of 10% spent on leads . . . Please quote me correctly 'eh?

3) Please don't act like all that pal . . . you a Georgia boy as well - it's not like we can't meet up down the road . . .

Tom

 

[Winter_123]

Before I get to the responses let me say that my post never said "rich", "get rich", etc - I asked if forum members would agree or disagree that $1,000 a week average is good or not.

Of course - the usual rhetoric - but I'll gladly respond.



We only operate Monday through Thursday from 9am to 6pm in management / support. One of the top health producers in the country shared his story with me a few months back:

His main point was - choose a "work" schedule and stick to it! But - most of all - get away from the business more than you are into it. He works 9am to noon and 3pm to 6pm Monday through Thursday only. These times are show times! Game face on! Dialing For Dollars!

We adopted it AND it works. While we're new at it - it's working nevertheless. We have 30 agents - 10 of them actually doing something. Of these 10 - these have averaged over $1000 a week the last 3 weeks. Lead cost averages about 20%. They buy their own leads. We offer financing on our in-house leads if they need it . . .



1) A new agent earns 50% with a 9 month advance. The agent can also build a team and earn up to 25% in bonus over-rides based on production. I make 25% and up to 25% goes into overhead / training, etc.

2) These times are working. they're proven AND we are seeing similar results. I actually hit the driving range, take a swim, go fishing - whatever between noon and 3. I like it!



1) Correct! Lead cost is 20% average.

2) LOL @ 100%. I can get people 100%+ - but why? I'm in the Team Building business. I show the new agent how to sell. To me - that's worth more than a 10-25% over-ride.

Rick - if I'm not mistaken, I saw a post where you were only offering 80% - hmmmmmmmmmm now you say it should be 100% - need to pray your memory is soon restored.

3) I teach people how to sell. I teach them the in's and out's of Simple Issue Life Insurance (no worries people - no medical license required) - most of all - I teach people how to build a Team and not rely on personal sales only. Most of all - I earn my BIG BUCKS for people to have access to me!

Give me 90 days - I'll teach you the biz if you are producing. After 90 days - if you still believe the money is in "personal sales" - I'll move you up to 115% - or direct you to similar contracts. No skin off my back . . .

4) Funny. Our target client only qualifies for non-med. If they are healthy - the sale gets passed up to a agent qualified to write underwritten business and referral agent earns his same 50% commission.

We offer our Fully Underwritten (FUW) clients access to all the carriers AND as you know - at the same rates as every other agent in the USA - since insurance is price fixed.

However - this isn't our market. We target non-med leads.

5) God only knows how your mouth can spew such chit Rick. I imagine He is ashamed of you . . .

Nobody is "cheated". Everyone knows the game going in. In addition - our clients have access to the very same products a yahoo like you sells - so, they have access to quality products.

So Rick - for the record - you are saying these companies don't offer "good coverage":

Banner
Genworth
Shenandoah
ForeThought
ING
Fidelity

. . . and more?

You sir - are a jack ass . . .

6) NAA is a well run group. they have buyers seeking what they sell. Don't be jealous Rick. It's not becoming of you . . .

7) LOL - I doubt you speak for .95% of the people on this board. I get 10 calls a day from this forum from people seeking a new way of living. I recruit about 5 of them weekly. Perhaps when they have achieved success with our system - I'll introduce them to this circus and they can pop off a testimony . . .

8) Yes - I appreciate your dialogue towards me Rick. People see it for what's it's worth, and not wanting to turn out like you - they see the "value" in our program.

Look - we aren't for the established agent. We are for new agents or agents wanting to Team build. We'll be just fine!



LOL @ "shark" . . .

Nothing to get bit for . . .

There is no cost to join. You receive an upfront release clause predicated upon outstanding advances. You "learn" while you "earn". You can share the concept with others and build a Team - which is where the money is . . .

No fine print! It's easy! Get licensed. Get appointed. Get to work - sell Simple Issue Life Insurance. Once you learn the ropes and get your feet wet - go get a higher contract. Heck - I'll give you 115% whenever you want it. The BIG BUCKS are in Team Building.

Unlike most - I'm upfront and to the point. I know that once you start producing and get the hang of the biz - you'll probably leave to higher ground - NO PROBLEM! I'll even show you how to do it. Take your Team as well - no problem - I'll still get an over-ride if you write with carriers I'm associated with. You and I both know going in what the deal is - no surprises - no fine print . . .



Why? It has happened that last 3 weeks Joel.

Anyone can call me up and come visit Statesboro - I'll show you the numbers in black and white. I'll even set up a training class and you can see how we do it. It's not rocket science . . .

Heck - $2,500 and I'll come do a recruiting / training seminar weekend - Thursday Night Recruiting + Friday Training. You will learn how to sell Simple Issue Life Insurance on the phone, via the web or belly to belly . . .



True That!

Never use the word "rich".

You earn what you create - simple!

Want to make $4k - $5k a week - get you 10 Team Agents doing those simple 4 or 5 - $50 month policies & rock on!

It's easier than you think . . .

Tom

p.s. - We have a Recruiting / Training Seminar scheduled for the 2nd week of November in Savannah. Also - 1st week of December in Augusta, 2nd week of December in Atlanta.

Anyone wishing to stop by and sit in - ring me up for the details.

I haven't followed this thread in detail because my eyes started to glaze over, but you stated that you are dealing with simplified issue products. You also mentioned these companies as ones that you are working with :
Banner
Genworth
Shenandoah
ForeThought
ING
Fidelity

Just take a couple for example. Say ING and Genworth. Just help me to understand which products with those carriers you consider to be simplified issue. It doesnt make sense to me at this time but I am listening and will adjust my thinking with more information.

Winter

 

[Crabcake Johnny]

1) I make statements - if you want proof - fly on over . . .


Tom

Can I take that Pepsi challenge? I'll fly out next week and see what you have going on.

 

[myinsurebiz]

Can I take that Pepsi challenge? I'll fly out next week and see what you have going on.

Come any day Monday through Thursday, I'll give you my undivided attention between noon and 3pm - let me know a week in advance to lay out the red carpet for you.

OR - come to one of our Recruiting / Training Seminars - we have 3 coming up. One is in Atlanta - fly in - fly out. One of my entities is a travel company - I'll get you some upgrades. What dates are best for you John?

I haven't followed this thread in detail because my eyes started to glaze over, but you stated that you are dealing with simplified issue products. You also mentioned these companies as ones that you are working with :
Banner
Genworth
Shenandoah
ForeThought
ING
Fidelity

Just take a couple for example. Say ING and Genworth. Just help me to understand which products with those carriers you consider to be simplified issue. It doesnt make sense to me at this time but I am listening and will adjust my thinking with more information.

Winter

Neither of those - they are a fully underwritten carrier.

Simple Issue Non-Med of those above would be Shenandoah, ForeThought and Fidelity. the others we have agents appointed with in case a client qualifies for or wants a fully underwritten policy.

Rick was running over at the mouth about "not providing good coverage" - I informed him of our alliances to show him "good coverage" companies . . .

Now - unglaze yourself . . .

Tom

 

[SC Local LAH Agent]

I always appreciate the members of this boards wisdom so much. But I do have a little post envy. It seems all to often I find a post like this one only to find it all has been said. There is no magic bullet just hard work.

 

[Crabcake Johnny]

Atlanta could work since I could also take Atlanta members out while I'm out there. When is the Atlanta session? I just flew back from Colorado yesterday....coach so the upgrade would be welcome.

 

[moonlightandmargaritas]

let me know a week in advance to lay out the red carpet for you.

The "red carpet" may be worth more than your double-wide....

 

[Frank Stastny]

It seems all to often I find a post like this one only to find it all has been said.

Don't let that slow you down. If you think "it all has been said" then say something else. Everyone else does, just jump in anywhere. The water may be a little turbulent but I'll bet you are a good swimmer.

 

[Paradigm]

1) I make statements - if you want proof - fly on over . . .

However - those that have joined from this forum, or have inquired - laugh at everything you say . . .

2) LOL. I'm just a simple marketer that helps people change their lifestyle and income. I'm around for a bit Rick. Saul has a saying - look it up - you'll be amazing . . .



You are the closest of forum members - come on down in a few weeks and go through our recruiting and training seminars - mouth . . .

1) Yes - and we give anywhere from 50% to 115% - we have it all laid out - no surprises . . .

2) No - we offer 50%. I said that an Agent's lead cost should never exceed 20% of their earnings - which at 50% would be an actual cost of 10% spent on leads . . . Please quote me correctly 'eh?

3) Please don't act like all that pal . . . you a Georgia boy as well - it's not like we can't meet up down the road . . .

Tom

the basic math is this

if you advance 9 months that is 450% of monthly premium

if you charge 20% for leads that is 180% of one months premum

so the agent is advance 360% of on month premium

so on an average case of 50 a month they would make net 180.00 in advances

with an approx charge of 45.00 for leads

Because Tom

50% (600)=300.00

300(75%)=225.00

and 80% of 225 is 180.00
- - - - - - - - - - - - - - - - - -
Meet up down the road? hmmmm thats tempting but in all seriousness I know the "larning" you receive in thos S. GA schools wasnt as good as in lovely Cobb county but I'm certain you at least "larned reedin, riting and rithmetick"

 

[myinsurebiz]

the basic math is this

if you advance 9 months that is 450% of monthly premium

if you charge 20% for leads that is 180% of one months premum

so the agent is advance 360% of on month premium

so on an average case of 50 a month they would make net 180.00 in advances

with an approx charge of 45.00 for leads

Because Tom

50% (600)=300.00

300(75%)=225.00

and 80% of 225 is 180.00
- - - - - - - - - - - - - - - - - -
Meet up down the road? hmmmm thats tempting but in all seriousness I know the "larning" you receive in thos S. GA schools wasnt as good as in lovely Cobb county but I'm certain you at least "larned reedin, riting and rithmetick"

LOL - see how you old hens make this biz more difficult than it it is.

1) I never said I "charge" agents 20% - I said an Agent's lead cost should not exceed 20% of their revenues. Our Agents provide their own leads OR they can utilize our inhouse qualified leads for $20 and we'll finance them.

2) Here's basic math on commissions.

Monthly Policy Premium Amount x 50% commission x 9 months advance = Gross Commission Revenue.

Example:

$50 policy x 50% = $25 x 9 months = $225.

Lead cost shouldn't exceed $45 in this instance. On an average so far - our Agent's are writing one out of two of our inhouse leads and one out of 12 on NetQuote $3 leads.

By the way elephant man - You forgot the "i" in premium above in your 3rd sentence. Cobb county 'eh . . .

Tom