So with all of the different options out there it makes it hard to choose and stay with one or two different income options. Life Insurance, Annuities, P&C Commercial or Personal, Medicare...etc...the options are endless but confusing. Ever since I have gone independent I have found myself searching for the right avenue to continue with. I need to buckle down for 2019 and would love to hear what has been a success for all of you out there. I spent many years with a captive selling Life and Annuities and went out to P&C but find myself floundering because every account I bring in seems to have no options to get closed. The thing I liked most when I was captive is that I did build up a renewal income so I didn't start at zero every year which I was trying to do with P&C. Prospecting has been difficult. Any suggestions are greatly appreciated.