Advice of Explaining MAPD and Med Supp Options to Age Ins

[GoPokes]

The little voice that says "trust your agent"



Thank you.

I went to an old school, but was 15 years behind Lewis . . .

I was taught the Xerox consultative style of selling years ago. It has never failed me.



The proper way to ask is May I, not Can I.

Answer is still nope.

There is so much I can learn from you Jedi Somarco.

 

[somarco]

There is so much I can learn from you Jedi Somarco.

The force be with you.

 

[Todd King]

The force be with you.

The proper way to say that is "May The Force be with you".

 

[GoPokes]

The proper way to say that is "May The Force be with you".

And I have learned the proper response from going to Mass..."and also with you"

 

[LostDollar]

Last year on the last day of AEP I was a writing agent for a large regional carrier. A couple came to the seminar, desperate to get the husband off his MAPD PPO. He was 72, and when they turned 65, they were both "healthy." Well, once he turned 72, his diabetes, combined with HBP led to ESRD. He was seeing the best kidney specialist in his area but it was December 7th, and he was at $8,500 of his $10,000 MOOP for the year. You know he was going to blow through through that by the end of the year and the clock would start ticking again January 1st.

Another regional carrier in the area "used to" have a GI Plan C, but no longer. Had he lived across the bridge in NJ, one of the 'Blues has a GI Med Supp, although there would have been a six-month wait for pre-ex. He was a Veteran, but never utilized their services. I advised him to get into their system, that it may take awhile but maybe they would be able to help.

When I meet with people who are T65 or enrolling in Part B for the first time, I come right out and tell them "if you are even considering a Med Supp, NOW is the time to do it. After the first six months, there are all sorts of health questions asked." Of course, I also tell them about the 12 month Trial RIght as well.

There are some other threads talking about Medicare Advantage MSA plans.

One of the things which I am not seeing is how an MSA plan would address the financial issues experienced by the couple referenced above.