Americo Eagle Premier underwriting process

angryrabbi

New Member
9
I have heard in the past that Americo's underwriting for this product can be a challenge. Has it improved? What are your thoughts?
 
I have heard in the past that Americo's underwriting for this product can be a challenge. Has it improved? What are your thoughts?

I used it 4 times this month - had three approved level and the fourth offered Graded (GI?) due to information contained in MIB. I then tried MOO thinking if there were an issue the addition questions asked during the eApp would give me a clue as to what the issue might be. Sure enough, MOO asked additional questions about being in a nursing home/hospice and then it was referred for additional underwriting. A day later it was aproved. My client is a Jr., and MIB had his now deceased father's information , e.g. nursing home/hospice care on the son's record. MOO underwriter picked it right up.
 
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