Americo or Baltimore Life for Final Expense

Being an sub-IMO for Americo, we have found them to be pretty competitive. Commissions are also very good.

Don't know about Baltimore, although have a good friend who left one of our other companies to go there.

Joe Moore
National Senior Benefits
Asurco Insurance Marketing
PO Box 1954
Morristown, TN 37816
1-800-226-1004
 
Being an sub-IMO for Americo, we have found them to be pretty competitive. Commissions are also very good.

Don't know about Baltimore, although have a good friend who left one of our other companies to go there.

Joe Moore
National Senior Benefits
Asurco Insurance Marketing
PO Box 1954
Morristown, TN 37816
1-800-226-1004

Keep in mind though for the guaranteed issue cases...

70-year old man with cancer for $10,000 coverage graded

Americo= $202.23 Graded 3-years

Cincinnati Equitable = $67.10 ROP + 8% for 3-years
Cincinnati will go to $15,000 guaranteed issue for $98.57

The commission is much better with Americo and the graded coverage is slightly better during the first 3-years but after three years...the Cincinnati policy is the same coverage for much, much less and many people balk at the price of the Americo.
 
Baltimore accepts those on disability. That's often been helpful to me.
 
When (if ever) is Baltimore going to reopen the phone sales products?
 
Hi I saw your info on here and was hoping perhaps you could steer a female agent towards a good IMO for Baltimore Life? I have searched all over for someone good to work with. Can you help me please? I am in CO.
Gwendi Muhlhauser [email protected]
701-734-6040

I know Senior Market Sales out of Omaha, NE can contract you with Baltimore. Like the others though I don't see them as that competitive in FE.
 
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