Americo or Baltimore Life for Final Expense

[SMTM]

From the info I got about Baltimore, you can sell this one over the phone and never actually have to see the client. 3-way call and your done. Haven't really looked at the rate sheet and application yet though.

 

[theinuranceguy]

Anyone know what street level is for Oxford? Or who has contracts?

 

[Newby]

Newby:

I only see the graded version. I have yet to see any guaranteed. Am I missing something?

Rick

Americo's product is all new as of March 2008. They only have the Ultra Protector now. It has 3-levels.

UP1= No to all health questions, and within height and weight guidelines
UP2= No to part 1 health questions, yes to part 2 health questions, height and weight must be within guidelines
UP3= Guaranteed issue. No health questions need to be answered. No height & weight requirements.

I carry Americo with me for the guaranteed issue part if I need it. I don't sell much of it anymore.

 

[GreenSky]

Americo's product is all new as of March 2008. They only have the Ultra Protector now. It has 3-levels.

UP1= No to all health questions, and within height and weight guidelines
UP2= No to part 1 health questions, yes to part 2 health questions, height and weight must be within guidelines
UP3= Guaranteed issue. No health questions need to be answered. No height & weight requirements.

I carry Americo with me for the guaranteed issue part if I need it. I don't sell much of it anymore.

Right you are. I did see that but the new product is not available in California so I didn't pay attention to it.

Rick

 

[senior-advisor-indiana]

Newby, how do they compare to Prez. rates?

 

[Newby]

Newby, how do they compare to Prez. rates?

I think the presidential is lower for guaranteed issue. I just never signed up for Presidential because I have too many companies to keep track of now. I rarely have to resort to guaranteed issue and when I do I usually use Forethought Encore.

 

[midwestbroker]

I just got my new Americo info in the mail. I like the new app layout (looks like a brochure).

One point that does help out here in Kansas City is that they are based here, that gives some people the warm fuzzies to know the company is local.

 

[arnguy]

Please refer this to any proven Final Expense agents and/or agency managers. MUST have proven high volume experience. I have the National IMO contract with one of the leading final expense products in the U.S. I am looking for proven producers and managers to help me grow. In return, unparelled compensation of 115% and bonus to 130% +++ Please call me confidentially to discuss. Thank you, Erik Rodin 800-989-9727

Sti, if you don't get rid of this spammer, I am going to ask Sam to fire your ass!

 

[STIBROKER]

Sti, if you don't get rid of this spammer, I am going to ask Sam to fire your ass!

why....you gitn' da urge to call.......

 

[themarcgroup]

americo is aval in Ca , thats what i sell and I like them VERY much