Annual Renewable Term

Jan 31, 2019

  1. bluemarlin08
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    bluemarlin08 Guru

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    Looking for companies that offer ART. Need 5,000,000 for 67nyear old male rated std plus . Tried getting 10 yr term but premium of 39,000 best offer and client declines. Only needs coverage for 2-3 years. Looked at Pru but they pay only 17% commission and will offer that if nothing else with better comp can't be found.
     
  2. DHK
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    DHK "YOU CAN'T HANDLE THE TRUTH!"

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    American National
     
    DHK, Jan 31, 2019
    #2
  3. bluemarlin08
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    bluemarlin08 Guru

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    They offered table 2, thanks.
     
  4. pfg1
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    pfg1 Guru

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    comp on ART is typically low, but many companies do offer it
     
    pfg1, Jan 31, 2019
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  5. bluemarlin08
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    bluemarlin08 Guru

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    Please send me who else offers
     
  6. Tahoe Ray
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    Tahoe Ray Guru

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    Guardian, Mass, Brighthouse, Ameritas, AXA, and Accordia are a few others.

    I believe that Guardian pays 40ish but no idea about the rest. Brighthouse I think pays worse than Pru (if I remember correctly) so might want to save your research on that one for last.
     
  7. Robert Barney
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    Robert Barney Guru

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    Please have a look at the file I have uploaded.
     

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