Annual Renewable Term

[bluemarlin08]

Looking for companies that offer ART. Need 5,000,000 for 67nyear old male rated std plus . Tried getting 10 yr term but premium of 39,000 best offer and client declines. Only needs coverage for 2-3 years. Looked at Pru but they pay only 17% commission and will offer that if nothing else with better comp can't be found.

 

[DHK]

American National

 

[bluemarlin08]

They offered table 2, thanks.

 

[pfg1]

comp on ART is typically low, but many companies do offer it

 

[bluemarlin08]

Please send me who else offers

 

[Tahoe Ray]

Guardian, Mass, Brighthouse, Ameritas, AXA, and Accordia are a few others.

I believe that Guardian pays 40ish but no idea about the rest. Brighthouse I think pays worse than Pru (if I remember correctly) so might want to save your research on that one for last.

 

[Robert Barney]

Please have a look at the file I have uploaded.