Anybody Worked With Securus Final Expense Recently?

[Deadlily]

Aren't the commission levels clearly printed in the SB app?

Take a look and see.

 

[Abrasax]

Is it 125% with all companies? That would be very good.

125% with a few companies is just standard that everyone gives. Americo, Aetna Cincinnati for instance.

But if you start at 125% with every company, that is an exceptional deal.

MOO - 120% (term and FE)
AIG - 80% w/ 50% adv
American Memorial - 124%
Baltimore Life - 117.5%

 

[Todd King]

MOO - 120% (term and FE)
AIG - 80% w/ 50% adv
American Memorial - 124%
Baltimore Life - 117.5%

Those levels are doable. No, the commission schedules are not available on SuranceBay. You should ask for the real schedules and get them before you do the first contract with them.

Also, keep in mind that most outfits don't change their spots. To put it another way, if you can get these levels through a reputable IMO (and you can) then that is what I would do.

What is your production for the past 12 months? That would tell us a ton of info. Until then, no one on here should be spouting off that it's easy to get 125% and higher.

 

[goillini52]

I see others complained about the low comp in years passed, but I feel 125% is pretty high. Maybe that's because I contacted them directly through their website instead of responding to a "recruiting" ad. I remember when I was with SFG, I realized that I was only started at 60% to pay out all the middle men, while some people who approached SFG directly got much better contracts. I've heard Securus used to be MLM so I wonder if I lucked out with higher comp? You think I can get higher than 125% with a master contract?

Dojo can get you up to 140%.

 

[Newby]

MOO - 120% (term and FE)
AIG - 80% w/ 50% adv
American Memorial - 124%
Baltimore Life - 117.5%

Those seem normal. I'm assuming the AmMem is 120% but the extra 4% if they will fill out a Dignity Funeral Home form?

The real question is: How much on the competitively priced companies which ch you will sell most of the time? Trinity? Oxford? SNL? KSKJ? Standard Life?

Are you only allowed to sell mid-packers or can you sell the companies that are priced good too?

 

[DayTimer]

The real question is: How much on the competitively priced companies which ch you will sell most of the time? Trinity? Oxford? SNL? KSKJ? Standard Life?

Are you only allowed to sell mid-packers or can you sell the companies that are priced good too?

MOO is hardly a "mid-packer," imo, and I have had enough folks choose a dollar or two a month more for MOO over the "priced good" companies to know that the current FE gneration still has a soft spot for Mutual of Omaha's Wild Kingdom

 

[Thedude]

MOO is hardly a "mid-packer," imo, and I have had enough folks choose a dollar or two a month more for MOO over the "priced good" companies to know that the current FE gneration still has a soft spot for Mutual of Omaha's Wild Kingdom

But but but it's 3 dollars more a month how can you survive selling that you are doing your clients the biggest disservice how do you sleep at night

 

[NSRH]

MOO - 120% (term and FE)
AIG - 80% w/ 50% adv
American Memorial - 124%
Baltimore Life - 117.5%

Take these contract levels and shop them around. Although for a newer agent with no downline this is decent, there are IMO's that will pay more.

Call the carriers directly and ask for a number of marketing companies that you can contact to contract with. Those are the players you want to be calling.

Expect NO support from these agencies passing out these high contracts.

 

[VolAgent]

But but but it's 3 dollars more a month how can you survive selling that you are doing your clients the biggest disservice how do you sleep at night

Well, you are doing yourself a disservice by putting your clients with MOO.

I'd recommend a company that is more interested in a partnership.

 

[Thedude]

Well, you are doing yourself a disservice by putting your clients with MOO.

I'd recommend a company that is more interested in a partnership.

Like who