Anyone Heard of High Def Nation Health Insurance?

But it is kinda like the blind leading the blind....

what do we know though? some of us on here have been peddeling health insurance for 20 years....

Why are you so threatened? This could be a new way? Why do you feel the need to attack? It's in Pre-Launch. You have no facts. You're a dream stealer.

Did I miss any of the MLM talking points?
 
sman said:
Why are you so threatened? This could be a new way? Why do you feel the need to attack? It's in Pre-Launch. You have no facts. You're a dream stealer.

Did I miss any of the MLM talking points?

But unfortunatly there is nothing new to it, it is a limited indeminity program with vague waiting periods for coverage which will work fine for people just going to the Drs office (but they could pay out of pocket just as easily if they saved the premium dollars) the problem will be if they ever have a true need for the coverage if they are admitted to the hospital...Heck if they get admitted for the full 31 days the plan covers they might be able to pay for one of those days of coverage....I especially like the $20 generic rx card.
 
The issue with programs like this are not the benefits or rates. The issue is how they are presented to consumers. We have already seen a "90% reduction in a bill" post which is largely how they're presented.

Consumer: "what if I have a large bill"
Agent: "It's negotiated down to next to nothing. We have a client (fake) who had a $35,000 bill taken down to $500!"

For part of this reason, hospital discounts are illegal in MD.
 
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Anyone Heard of High Defnation Health Insurance?

Ok .....lets try this again without personal attacks and postings of other peoples posts on the web....but still think this new launch has importance and worthy of discussion......

They have conference calls nightly

CONFERENCE CALL AT 9PM EASTERN TIME. BE ON THIS CALL, YOUR NOT GOING TO WANT TO MISS THIS
567-314-6459 - PIN 932584#
highdef nation - business opportunity and affordable health care
Highdef Nation
American Workers Insurance Services
AWIS - Featured Plans

HIGHDEFNATIONRIPOFF.jpg
 
Re: Anyone Heard of High Defnation?

Thank you for everyone's input on HD. But it's my understanding that it's not just NAAP and not just AWIS that's involved in this new biz.

There is no website offering more information including detailed info on plans, etc, that I have been given other than the one in my signature and that I posted.

I recently received an email with an update on my team. But we have been told that there's life insurance included.

Please send me the HDCompany website you are referring to.
I guess you will report them for false advertisement?

If you see the videos from HD it is clearly stated that it is valid health insurance however I have not "studied" the plans yet as I have not received an application nor a brochure yet.
So how can I give you details on the plans? I will not just take it from Awis or NAAP when I"m clearly told it's not all of the package.

Most of us are excited to learn more but we're patient and taking the wait and see attitude. However, I have signed up and we've been told it's close to 20,000 who have also signed up.

What about Association Health coverage, United Fire Insurance Company and the Fairfax group mentioned in the videos?
- - - - - - - - - - - - - - - - - -
Why do you assume it's fake? Advocates do very good at lowering the bill. I and my family have used this feature a few times to great savings and it worked whether a hospital bill or even a doctor or clinic bill.

But NOTE it's not just advocacy that's being offered.. If that were the case, I would just stay where I am. I am wondering if perhaps it's a lower cost ($50) premium that
is offered for those who can't afford more.

Consumer: "what if I have a large bill"
Agent: "It's negotiated down to next to nothing. We have a client (fake) who had a $35,000 bill taken down to $500!"
quote]
 
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Crabcake Johnny said:
The issue with programs like this are not the benefits or rates. The issue is how they are presented to consumers. We have already seen a "90% reduction in a bill" post which is largely how they're presented.

Consumer: "what if I have a large bill"
Agent: "It's negotiated down to next to nothing. We have a client (fake) who had a $35,000 bill taken down to $500!"

For part of this reason, hospital discounts are illegal in MD.

You know what's funny is that if presented honestly some of the benefits could be useful. I would pay for a telephone doc ie the ability to call and speak to a DR or PA explain the issue and have a rx offered saving me some time and maybe a little bit of money...I have seen some of these limited benefit plans offer something like that but no plan in Maine offers it couple it with a small accidental policy and it could have some value to a family....But no these programs would pitch it like it was full coverage and anything not covered would be negotiated away.
 
You know what's funny is that if presented honestly some of the benefits could be useful. I would pay for a telephone doc ie the ability to call and speak to a DR or PA explain the issue and have a rx offered saving me some time and maybe a little bit of money...I have seen some of these limited benefit plans offer something like that but no plan in Maine offers it couple it with a small accidental policy and it could have some value to a family....But no these programs would pitch it like it was full coverage and anything not covered would be negotiated away.

...continued:

Agent: "This is actually better than insurance."
Customer: "how so."
Agent: "Our rates never go up and you can't be excluded. With regular insurance, if you get sick they'll cancel your policy or triple your rates."
 
$1000/day hospital benefit is pocket change in todays world.
I recently had a client spend 17 days at U C Davis Med Ctr, $459,657.00
 

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Our ads state the dental/vision plan is better than the dental plans the carriers offer. And it is for the price!
You save a lot more money. If you want to know more please check out my site. www.IBOplus.com/amc
And btw, we are ruled by laws, too. We have to get our Ads approved.
And all those other savings you guys are quoting are EXTRA discounts you receive.
And HD has incorporated them into their program, too, I believe through AWIS.

...continued:
Agent: "This is actually better than insurance."
Customer: "how so."
Agent: "Our rates never go up and you can't be excluded. With regular insurance, if you get sick they'll cancel your policy or triple your rates."
 
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