Anyone offering Dental to seniors?

[Superchief]

Great American took over the Ceres Group. Security Life was one of their's from what I understand.

 

[senior-advisor-indiana]

Soooooo are you captive with ceres group? or were you but now its great american?

 

[Superchief]

No sir. I hold several direct contracts with Great American as an independent agent.

UTA
Loyal American
CGI
Provident American
Security Life
Great American Life

 

[senior-advisor-indiana]

you have everything they use for their captive side. If you dont mind... whats your commiss on those plans? mine is 20% med supps, 10% dentals

 

[Superchief]

22% on med supps
105-110% on final expense
I think I get 25% on dental.

 

[senior-advisor-indiana]

Wow, im getting screwed, they don't provide leads either. Thats why i'm not offering the dental, first off i dont believe they are worth the money, second it is not worth the aggrivation for me. Some clients will never understand usual and customary charges and its not worth a $4 commiss.