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Wow! This is an extremely long opinionated thread. I have an interview with Amerilife tomorrow morning at 10am. Not sure I should go now. I just received my life ins license and I am brand new to the business. I sure don't want to start off with a company that's scamming clients and agents.
The main thing is just get an iron clad release agreement up front signed by the company president. That is your safety net with any FMO. If they won't agree to that going in...move on.