Welcome to the forum and thank you for the kind words!
Good for you for taking the time do some reading/research on Amerilife. Your definition of "toxic" is spot on.
Landandseadog- always nice to see you here!
These people are most definitely still at it.
Got a phone call last week, and an email this morning.
Wouldn't touch them with a ten-meter cattle prod after what I've read on here. Thank you, Angel, for fighting the good fight and keeping unsuspecting new agents out of trouble.