Wrote a Transamerica application. The man showed me his current prescriptions and all were OK. The company first ordered a PHI due to RX check. Now they have ordered an APS. All of this must be due to something he no longer takes. A PHI and an APS are rarely done by Transamerica for FE. In fact this may be a first for me. Anyone else experience this?
APS?
- Thread starter billyb
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- 4,130
Write em with someone else.
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What did underwriting and the prospect say?
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- #4
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What does it say on agentnetinfo?
That is something good about Columbian.. They have a form you can get the applicant to sign and submit with the application that gives permission to the company to release medical information to you. That way you are not in the dark as to what is going on..
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- #7
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- #8
If an FE company ordered an APS on my client, I would keep the app active but apply with a fully underwritten product.
If you're going to have the whole runaround, you might as well get a shot at a table shave or be able to deal with the underwriter.
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Call TA and ask. Sometimes they'll give specifics.
Otherwise, you may have a better chance writing it with a point of sale carrier.
You'd probably have a better idea where things stand at the end of the phone call, versus waiting weeks or longer for TA to get results back.
