- 7,012
For real, when Trans APS's, you just go write it somewhere else.
APS?
- Thread starter billyb
- Start date
Rob Lion
Guru
- 653
They do an APS for FE? thought that was just for term lol.
- 5,984
I have had two - both ended with declines
- 7,012
Hence my comment.
- 26,170
Call Underwriting - Ask. If they don't tell you the issue ask which number question is the concern. Or did the script check pop something. Then Call the prospect. Explain that TA is ordering records and you want to get ahead of a decline and an MIB hit. You also want to be able to have other options available. Depending on the issue you may have another company that does not ask the question or cares about the issue.
If he balks at being upfront with you. NEXT!
You can write him with XYZ then QRD then ABC companies but unless you know what the issue is you are just spinning your wheels.
IMohsoHO
If he balks at being upfront with you. NEXT!
You can write him with XYZ then QRD then ABC companies but unless you know what the issue is you are just spinning your wheels.
IMohsoHO
- 1,410
I think most of the time that is a carriers nice way of saying no.
In the time it would take to wait on hold with Trans you could probably get an approval with someone else
In the time it would take to wait on hold with Trans you could probably get an approval with someone else
- 26,170
I think most of the time that is a carriers nice way of saying no.
In the time it would take to wait on hold with Trans you could probably get an approval with someone else
TA hold time. Yikes!
I am curious, who would you write him with?
- 1,410
I would need to know more about his meds but but typically RNA would be the second choice.
They approve the craziest stuff lol
- 5,984
That was exactly my thought ... "when Transamerica says now, RNA says ... yes!"
Then I remembered these commercials from the nineties ...
