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No one cares as much about your business as you. If you want to delegate and wait for an IMO to let you know something is wrong that is totally up to you....Personally my experience is by the time my upline let's me know about something I typically already have it solved...Now I do more annuity than life and my average commission is higher that the average FE case and it already takes long enough to do a transfer...But like I said to each thier own.