Columbian Not So Guaranteed- Guaranteed Issue

[indiana260]

What part of Indiana? I could write him a Preneed insurance plan if it's to cover funeral expenses.

Warsaw, I have a preneed contracts but have not ever written any. I will have to check with the mother but I am not sure she will go for the preneed.

 

[Newby]

Warsaw, I have a preneed contracts but have not ever written any. I will have to check with the mother but I am not sure she will go for the preneed.

It's basically an insurance policy to pay the funeral with the max face of $25,000 with any amount not used on the funeral going to the estate. Paid in full over 10-years and the death benefit increases annually for as long as the insured lives.

What's not to love.

Let me know. You probable don't have real Preneed options. You most likely have the "Funeral Trust" options offered by NGL and Unity. Not the same thing.

 

[goillini52]

You can get a higher contract than that with Settlers if you go through an IMO. I did.

Hahaha...I guess it's who you know, because your associate offers 100% / 8%. He's the one that told me to go direct.

 

[WinoBlues]

The search has begun. I have no idea right this second. I need to find coverage for a37yr old male that lives in a home due to schitzo.

Anyone have any ideas?

Personally I would not toss them out until or if you find a close replacement.

 

[rousemark]

Personally I would not toss them out until or if you find a close replacement.

Agree.. Concentrate of the cases they will accept that you can't place elsewhere instead of the few cases they won't accept... Our attitude is better and we tend to make more money when we "accentuate the positive"

 

[indiana260]

Personally I would not toss them out until or if you find a close replacement.

Why not?

I have other companies that I can write under 40 year olds with. No they are not GI but neither is Columbian.

Besides, how could I sell a product to a trusting customer from a company that I have no faith in?

 

[bigjake]

I just found a separate website, with Quote engine:

https://www.mutualdirect.com/life/?r=m&link=direct&src=hdr

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Oops Wrong thread. This Moo website is for their GI product

 

[Newby]

Hahaha...I guess it's who you know, because your associate offers 100% / 8%. He's the one that told me to go direct.

It is who you know. But you contacted me anonymously.

 

[goillini52]

Why not?

I have other companies that I can write under 40 year olds with. No they are not GI but neither is Columbian.

Besides, how could I sell a product to a trusting customer from a company that I have no faith in?

I agree, I couldn't sell for a company that I didn't believe in.

 

[bigjake]

MoO is Great, Gerber is good (both are least expensive), but Kemper is only company with a decent premium for GI in the under 40-45 yo market.