Congestive Heart Failure... level or graded?

Who did you call because they don't take underwriting calls. You can email questions but there's no live home office UW that takes calls.

Then I must have reached the Batline lol ... I do remember it took some googling and some dialing and some re-dialing, but I got through to someone who claimed to be in underwriting. Maybe the joke is on me :jiggy:
 
Anyone know who will take CHF level or graded? Other than Aetna. Case is in TX.
GWIC...Level if no episodes or increase in doseage in meds for CHF in the past 2 years.

Bankers Fidelity...Graded.

Just out of curiosity, why not Aetna? They'll go graded. Edit: I'm assuming the prospect is under 60.
 
I just asked the SVP of Sales & Marketing at Prosperity via email. Here's his response:

No it is modified although I just left a training and an agent told me 4 out of 5 have gone through level so the computer uw is accepting but I can not guarantee it for you.
 
I just asked the SVP of Sales & Marketing at Prosperity via email. Here's his response:

No it is modified although I just left a training and an agent told me 4 out of 5 have gone through level so the computer uw is accepting but I can not guarantee it for you.

So, it sounds like they have a little glitch in the computer. That would explain it! Shhhh though, don't tell anyone!
 
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