Decline for admin

[goillini52]

There is a marketing opt out form that comes with the policy. When selling MOO, I have learned from others that the agent should make a point to deliver the policies, or if not able to deliver, then make it a point to come by and have the client sign the marketing opt-out form. In PA, we have to get the policy receipt signed, so I just have them sign both and send them back to MOO together. The only problem I have is that MOO sends the policy directly to the client, so I have two out there where I have not been able to get the client on the phone or find them at home in order to have them sign the receipt or the opt-out form.

Maybe you could mail it to them with a note to sign it.

 

[rousemark]

If Foresters only uses Apptical thats to be expected. Im sure the interviewer marked the answer as "yes" and kept moving.

The problem is that this answer will be register with the MIB and could decline him for future insurance too.

I cant stand apptical, they are the absolute worse for POS interviews. EMSI or DIMA are much better.

Sounds more as if they indicated to the company that the applicant was being coached during the interview which is a big No-no..

 

[FinalExpenseDojo.com]

Zero health issues. $55/month premium.

UoO seems to be popping up the cheapest here. Looks like I need to make a call and add their life product

I've had them decline a client in his 80s that was in perfect health. No meds. Still working & everything.

Seems like when carriers cut comp for higher ages that means they really don't want that business. I would go with Transamerica. I've had great luck with getting folks ages 80-85 approved with them.

Good luck!

 

[WinoBlues]

Is the Opt Out form personalized to the client? Barcoded?

 

[DayTimer]

Is the Opt Out form personalized to the client? Barcoded?

The policy number is printed at the bottom of the form, and there is a QR code in the lower right hand corner that may or may not have client information encoded within it.