Direct Express Carriers

All things considered, price IS the #1 factor for most out there. Justifying making these folks pay even $6 more per month because you're a super nice, thoughtful agent...is faulty behavior in my opinion.
 
I don't have a dog in this one, just being entertained and trying to keep score:

Rearden: believes couple buck's difference won't make most FE policy holders to switch, believes in selling yourself vs pure price

JDeasy: couldn't disagree more…says vast majority of FE clients will bail for a couple bucks premium…if he can get $1500 more coverage for the same price, that's an easy sale…doesn't like snide comments against selling on price…honors the "art of selling" (PaperHanger comment: but JD in the past has stated that he is not a great salesperson…he just uncovers the problem and offers a solution)

Rearden: asks if he would be able to easily replace a JD client with a $1000 more face for the same price

JDeasy: Disagrees….No way, hose'

Rearden: my point is proven…it isn't so easy to sell on price alone, you must also sell yourself

JDeasy: doesn't see the point made…he sells "Value", not "Price". He recommends a "Value" carrier, but will write the best "Price" if the client wants it.
However, he does not see any value in a carrier with a higher price for a DE client. (PaperHanger comment: So, inversely I come behind an agent with my higher price but better 'value' and easily replace lower priced policies with my higher priced/value policies?)

Jbbarea: attempts to agree with JD, that price alone should never be the determining factor in purchase decision.

JDeasy: disagrees yet again…seems to be implying that price alone should (PH: sometimes/always/never ??) be the determining factor??…



PH:....I haven't been more confused since the Bill Clinton testimony...I suppose it depends on which definition of the word "Is" is used... ??
 
I don't have a dog in this one, just being entertained and trying to keep score:

Rearden: believes couple buck's difference won't make most FE policy holders to switch, believes in selling yourself vs pure price

JDeasy: couldn't disagree more…says vast majority of FE clients will bail for a couple bucks premium…if he can get $1500 more coverage for the same price, that's an easy sale…doesn't like snide comments against selling on price…honors the "art of selling" (PaperHanger comment: but JD in the past has stated that he is not a great salesperson…he just uncovers the problem and offers a solution)

Rearden: asks if he would be able to easily replace a JD client with a $1000 more face for the same price

JDeasy: Disagrees….No way, hose'

Rearden: my point is proven…it isn't so easy to sell on price alone, you must also sell yourself

JDeasy: doesn't see the point made…he sells "Value", not "Price". He recommends a "Value" carrier, but will write the best "Price" if the client wants it.
However, he does not see any value in a carrier with a higher price for a DE client. (PaperHanger comment: So, inversely I come behind an agent with my higher price but better 'value' and easily replace lower priced policies with my higher priced/value policies?)

Jbbarea: attempts to agree with JD, that price alone should never be the determining factor in purchase decision.

JDeasy: disagrees yet again…seems to be implying that price alone should (PH: sometimes/always/never ??) be the determining factor??…



PH:....I haven't been more confused since the Bill Clinton testimony...I suppose it depends on which definition of the word "Is" is used... ??


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I don't have a dog in this one, just being entertained and trying to keep score: Rearden: believes couple buck's difference won't make most FE policy holders to switch, believes in selling yourself vs pure price JDeasy: couldn't disagree more…says vast majority of FE clients will bail for a couple bucks premium…if he can get $1500 more coverage for the same price, that's an easy sale…doesn't like snide comments against selling on price…honors the "art of selling" (PaperHanger comment: but JD in the past has stated that he is not a great salesperson…he just uncovers the problem and offers a solution) Rearden: asks if he would be able to easily replace a JD client with a $1000 more face for the same price JDeasy: Disagrees….No way, hose' Rearden: my point is proven…it isn't so easy to sell on price alone, you must also sell yourself JDeasy: doesn't see the point made…he sells "Value", not "Price". He recommends a "Value" carrier, but will write the best "Price" if the client wants it. However, he does not see any value in a carrier with a higher price for a DE client. (PaperHanger comment: So, inversely I come behind an agent with my higher price but better 'value' and easily replace lower priced policies with my higher priced/value policies?) Jbbarea: attempts to agree with JD, that price alone should never be the determining factor in purchase decision. JDeasy: disagrees yet again…seems to be implying that price alone should (PH: sometimes/always/never ??) be the determining factor??… PH:....I haven't been more confused since the Bill Clinton testimony...I suppose it depends on which definition of the word "Is" is used... ??

Your summary was more entertaining than the actual thread ......
 
Price is right was one of my favorite shows as a kid, I actually really liked Bob Barker.

Drew Carry was one of my favorite comedians, I especially loved 'Who's line is it anyway", but never really got into The Drew Carry Show.

Seeing him now on The Price Is Right, wow, may have well gone to Vegas, looks like a has been now. He must have just decided to settle for a paycheck instead of continuing to 'work'.
And a pretty lame job he seems to do as the host here.

Looking at imbd, says his main gripe doing the drew carry show was the censors prohibiting raunchy comedy...and now he's the face for old people TV, how in heck is he ever going to do real comedy anymore? How can he ever be in a film that has a curse word?
Sure, he's laughing to the bank, but I can't see him satisfied in his career.
 
I don't have a dog in this one, just being entertained and trying to keep score:

Rearden: believes couple buck's difference won't make most FE policy holders to switch, believes in selling yourself vs pure price

JDeasy: couldn't disagree more…says vast majority of FE clients will bail for a couple bucks premium…if he can get $1500 more coverage for the same price, that's an easy sale…doesn't like snide comments against selling on price…honors the "art of selling" (PaperHanger comment: but JD in the past has stated that he is not a great salesperson…he just uncovers the problem and offers a solution)

Rearden: asks if he would be able to easily replace a JD client with a $1000 more face for the same price

JDeasy: Disagrees….No way, hose'

Rearden: my point is proven…it isn't so easy to sell on price alone, you must also sell yourself

JDeasy: doesn't see the point made…he sells "Value", not "Price". He recommends a "Value" carrier, but will write the best "Price" if the client wants it.
However, he does not see any value in a carrier with a higher price for a DE client. (PaperHanger comment: So, inversely I come behind an agent with my higher price but better 'value' and easily replace lower priced policies with my higher priced/value policies?)

Jbbarea: attempts to agree with JD, that price alone should never be the determining factor in purchase decision.

JDeasy: disagrees yet again…seems to be implying that price alone should (PH: sometimes/always/never ??) be the determining factor??…



PH:....I haven't been more confused since the Bill Clinton testimony...I suppose it depends on which definition of the word "Is" is used... ??

Let me clarify my position for your edicfication.:laugh:

All things being equal it's strictly about price. The same thing for less money. Not too hard to grasp.

But all things are equal so that's where subjectiveness comes into play.

And, I didn't say "no way" to Rearden's question about my policies being replaced. I said doubtful. But I wasn't talking about by anyone. I was making a dig at rearden that it was doubtful that HE could. Since he didn't pick up on the jab I suppose it did look confusing?
 
Yeah, me grasshopper, confused lol

I thought you'd gone from fe agent to prospect with all that circular logic...had one of those sits last week with a single guy, about drove me crazy.

;-P
 
I just got my packet in the mail. I'm appointed with LBL from EFES but I've not written a policy with since Dec 13'. I was looking at the new app and it's first day for COPD, Parkinson's, and Insulin is preferred as long as not taking prior to age 25. So if taking prior to 25 they would still qualify for standard.

Rates for Non smokers are now in the ball park, DE is still only available on the standard and the MWL plan. Tobacco rates suck, they clearly do not want smokers.
 
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