Does anyone know anything about ADAM'S life?

[billyb]

If you are asking me, the business you write is yours like with most IMO's. Still have my Lafayette Life contract with them. They didn't offer me any training so if you need that I would look elsewhere.

 

[Baseball7]

Ask yourself what are you looking for? Very few lone wolves survive this job even with experience. I don't think you know what you want and that might be the biggest thing to decipher.

 

[jonathan b]

ALB was my up line for FE for several years. My contact was Jeff Cohen. At that time they had a good lineup of carriers. The reason I left was because they didn't offer fixed price DM leads. Didn't use them for term either. I have a brokerage that I have submitted term to for years. They always get it done with large questionable cases. Just placed a $30,000AP policy on a man 5'11" tall and 300# with sleep apnea and he recently recovered from encephalitis from a mosquito bite. Got him standard plus.

it was you i should of thanked. My computer has a mind of it is own

If you are asking me, the business you write is yours like with most IMO's. Still have my Lafayette Life contract with them. They didn't offer me any training so if you need that I would look elsewhere.

don't need training so thanks

 

[Baseball7]

don't need training so thanks

I would suggest getting a direct contract with a Final Expense company that offers it (cfg) or going back to captive. You found success at that no reason to try to reinvent success.

 

[richl9566]

It is an i.m.o that I am thinking of brokering thru.Not liking the companies they are proposing. One of the companies they are offering is Mutual of Omaha . Not really in love because they have lots of Universal life products. I know they have a purpose. Nut in the 90's took over a book with many u.l.'s that were wrongly sold. (Nothing like telling a 60 yr old man that he needs to start paying triple the amt. to keep the policy from dissolving.) After I tell the broker that I will not sell for them. He tells me that is the normal reaction. He also wants me to sell liberty bankers life. My buddies have home service agencies in cincy so I talked to guy who runs it for them. He seemed to want me to just me to have same relationship as my buddies. Just wondering what the best companies that have f.e contracts with wl,limited pays. Any help would be helpful. Not really interested in working for someone. 33 years as a captive agent making other people look good.
Thanks
jonathan b

I worked with ALB for 2 years. If you are just looking for contracts they can be a good fit. Not much in the training, support or leads department. My old upline was a nice lady, she just had 0 sales experience.

I reccomend going with an imo that will put you with someone who is writing 200k plus a year and has been consistently. Leaving ALB and going with Ben Boman has been one of the best decisions I have made.

 

[WinoBlues]

Very few lone wolves survive this job even with experience.

That is interesting. I know quite a few Lone Wolf agents. Many have a decade or two in.

Maybe it is in the definition.

 

[goillini52]

That is interesting. I know quite a few Lone Wolf agents. Many have a decade or two in.

Maybe it is in the definition.

Are you saying that you don't need no FMO to be successful?

 

[WinoBlues]

How do you setup your CRM so you're building your own book that you can work just like your route list at the debit company?

Don't know if he needs that help or not. However, that sounds like smart long range thinking. Seems like every upline touts leads, super secret sauce, mega superstars. Very few seem to talk about helping the agents build a sustainable business model. A BoB is so much more valuable than a few points of a renewal.

Inventory

IMohsoHO

 

[goillini52]

A BoB is so much more valuable than a few points of a renewal.

Everytime you put "BoB" for Book of Business, I think of the B.B. King joke.....Who the hell is BoB?

 

[jonathan b]

i think 33 years with 3 appointments on the same book shows I know a little of customer relationship. I think if i can get some decent leads to start with... i have never had problems getting referrals. But as i said I am very nervous since it has been 3 years recovering from stroke.