Door to Door Final Expense Objection

You can't afford free? THen take out an Am Am 1000 dollar accidental death certificate. Gives you a chance to break the ice and ease into a presentation
 
I say that's ok Mrs. Smith , there is no cost or obligation it is free information you requested , may I please come in?
 
My answer...

Well, If I worked for AARP or Colonial Penn, or even State Farm, you definitely would be right...

but today's your lucky day

I don't work for an insurance company, so instead of coming out here and trying to sell you an expensive life insurance policy, i'm more of a senior advocate...

I'm going to take some information from you about your health, see what you qualify for, and we're going to take a look at all of the major carriers and see if we can find you something you can easily afford... and I mean EASILY!!! I know you're on a fixed income and I would never let my clients spend 2-3 hundred bucks on life insurance... to me, that makes no sense..

and then I say, ya got 2 minutes? while i'm walking towards their door...

That seems like a good response!!!!!!
 
"I say that's ok Mrs. Smith , there is no cost or obligation...."
******************
I'm not a fan of misleading or confusing folks. They know there is a cost somewhere.
 
Many times by repeating the objection to the client, the REAL objection may surface.

"I can't afford any insurance right now"
"You can't afford any insurance?"
" Well, this is not a good time"
" The company asked me to drop by with the information you requested, and frankly I was just in your area and 1. wanted to 1. introduce myself, and 2. schedule a time for me to stop back by with the information as I have a full schedule today anyway.
There is no obligation on your part, but I am obligated to make sure you receive the information you DID request, so I'LL be back on ___ at _____ or ____ which is best?
 
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