- 26,179
Is the group life subject to being cancelled when/if the group disbands?
Ever Worked With Cal-Star?
- Thread starter Rearden
- Start date
- 30,590
And the answer is........
This product is part of an EMA Association Membership Package.
Note: Insured Benefits are offered under a Group Insurance Policy. The Insurance Company offering these benefits may increase rates, modify policies or cancel coverage at any time based upon the profit and losses of the group. EMA nor Calstar Financial and Insurance Services, Inc. has any control over policy changes, modifications or cancellations. EMA will notify members in a timely manner, should there be any change to the policy offered.
- 1,912
- 30,590
No, an Association.Sounds like a fraternal, eh?
- 30,590
Thanks. If I don't already have them on my phone I don't usually answer the out of state calls. They can leave a message.
So often it's a marketer offering a new Med Supp in my state, and I end up telling them that I picked that company up a year ago. Just because it's new to them doesn't mean the company's new to the state.
I've gotten several e-mails from NCC in the past few days pushing a new Med Supp...Everest. Hahaha, I've had them 1 1/2 years(and haven't used them and from what I've read on here, I won't). I was contracted with them over 6 months before they were approved in my state.
Thanks. If I don't already have them on my phone I don't usually answer the out of state calls. They can leave a message.
So often it's a marketer offering a new Med Supp in my state, and I end up telling them that I picked that company up a year ago. Just because it's new to them doesn't mean the company's new to the state.
I've gotten several e-mails from NCC in the past few days pushing a new Med Supp...Everest. Hahaha, I've had them 1 1/2 years(and haven't used them and from what I've read on here, I won't). I was contracted with them over 6 months before they were approved in my state.
Yeah I get calls and emails pretty frequent. Even when I opt out of emails, I still receive them! Regarding calls, I answer them and just have a little fun with it.
- 30,590
I get quite a few e-mails from FMO's that that even after I block them, I still keep getting them. Sometimes I have to reply with a lot of 4 letter words(some actually have 10 letters) a few times before they stop.
- 5,947
Never heard of them but I got a call from some outfit in Colorado pitching med supps from Shenandoah Life. Remember them? Looks like a price buster but you know how that can go.
Did some checking up on them this past Thursday. They are selling sups, and was told by a rep from the home office that they hope to have life sales back up in a few months. Great little company, one of the first FE carriers I used. Love them at the time. If it weren't for the bean counters I think I would still be writing them. As it stands now... a little too much history and too little confidence to use them. (Wonder how much I lost on that whole matter?)
- 30,590
- 5,947
Yes you are right. They just seemed to have lost that little hometown feel. Who know's down the road might look that way again, but the cost per 1000 will be the true test once they get out in public again, and I don't think they will be able to be competitive. Glad to be wrong on that one.
