Experience with Gabi.com

Jun 27, 2017

  1. Ray-
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    Ray- New Member

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    Gabi just saved me over $600.00/year. Identical coverages, through a reputable insurer. Progressive, to be specific. I just signed the papers today, so unless something goes to hell for some some unforeseen reason, I don't see any problems with them.

    Give them a try. The worst that can happen is you've wasted a few minutes of your time.

    We shop for your car and home insurance - save $460 on average!
     
    Ray-, Nov 21, 2018
    #11
  2. Ray-
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    Ray- New Member

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    Your full credit card number should not be visible on ANY site. If it is, I'd suggest getting a new carrier anyway.
     
    Ray-, Nov 21, 2018
    #12
  3. Allen Trent
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    Allen Trent Guru

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    Did they write your PIP & wage loss as excess or primary? my guess is they wrote it as Excess, meaning you wont get to collect from auto policy if you are disabled in an auto accident & could collect wage loss benefits of up to $5-6k per month from the auto carrier.

    Also, did Progressive issue your policy with equal to BI or max Uninsured & Underinsured? with so many Michigan residents driving with no insurance or too low of BI.

    Many more potential things for you to check, but these 2 items I mention could make your $600 savings seem paltry if you face any of these real situations.

    Also, somewhat common with Progressive is for you policy premium to start out lower with larger discounts that can evaporate over time along with non-at fault claims & comprehensive claims causing rates to increase (or discounts to decrease). read the small print--here is wording in their own website about the various situations in which your rates will increase for not at fault accidents & comprehensive claims over $500 (ie: car deer accidents): Do Insurance Rates Go Up After an Accident?
     
  4. Carlos Oliveros
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    Carlos Oliveros New Member

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    Even though this post has a long time, I was perplexed about the technology advertised online and the list of carriers it can quote you with.. Gabi (Insurance Broker) can not give you a quote with Geico, Statefarm and Allstate. As most agents know, those are captive agents so Gabi won't be able to give you a quote with them. They are just a broker who has access to same carriers as a midsize insurance agency. Nothing special about it. As a broker once you have the customer added into your rater, you can re-quote the customer at renewal, in case the insured is not satisfied with price. And that is exactly what they are doing. They even ask you for a copy of your dec. page or your password to your online insurance session, so one of its employees have access to your current coverage. As all agents know insurance needs change depending on what happens in life, purchasing a house, getting married, teen driver in household, etc. Gabi only exists to commoditize the car insurance industry and not to revolutionize it. Insurance carriers beware of all these tech insurance agencies that will help you to sell more but will also, help you to lose your shirt. When I requested a quote, they didn't even give me a call to know if the drivers list was accurate, if I was ok with the coverage I have, etc. Long story short. People look for a local broker with good reviews online. I am pretty sure you will have a better experience and you won't be treated as a number. All the best.
     
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