Experience with Senior Life ?

Greg the bottom line is this .This board for the most part is independent agents who want high commissions and the ability to use multiple carriers. That means I can get a woman with severe heart conditions level coverage . A client with Lupus , ms , irregular heat, kidney issues level coverage . I can get someone on oxygen a graded plan of 50% second yr coverage . SENIOR LIFE will not issue these level . You've been on this board for yrs lieing about commissions and underwriting .Me nor anyone on this board has ever run into a SL policy and not had a much better price . But the sad part is many of SL policy's have a 2 yr wait and the client doesn't know it . That's immoral . Excuse us if nobody believes a word you say !!!
 
Thanks Rouse. Even though we my have heated discussions we don't curse at each other and call each other names like "doo doo". Can you believe Barry said that? I can't stop laughing at him.
We have things about SL we don't agree on but never knew the discussions were heated.. :huh: I would sit and enjoy a cup of coffee with you ..... as long as you were buying... :yes:
 
Barry, why are you backing down from your challenge to me? You tried to pick a fight with me and I've let you know I'm up for the challenge. You can't expect to slap me and then have me to forget it.

Sales is sales.
Success at sales = how much did you earn.

A great salesman can sell planes, boats, mortgages, insurance, red shoes, whatever. It doesn't matter.

A great actor can act in a western, a drama, a comedy.

Greatness is greatness. In sales how much you've earned = greatness.

Stop with your bull shit failure crap. I personally hated OUTBOUND telemarketing at Digital which was all they had at the time can you blame me...and because I was SMART & QUICK to dump that type of "business model" and move on real fast...you deem that a failure...even tho you keep basing your comments on what Jeff Root wrote in error...you just guess and guess and guess with NO FACTS.

Here's a fact - I don't need to sell Final Expense insurance to be fulfilled. I like the new amazing incoming TV calls opportunity that I'm presenting to independent agents who are earning 125%...independent agents net MORE with my 2 seconds fresh calls at $53 than your aged calls at $34. I'll show the numbers below again...

AND - being phenomenal at SALES means phenomenal at any type of sales.

Here's the bitch slap again: I want to know right now Greg - Can YOU show me ONE YEAR..any year ever that YOU earned $1.25 MILLION dollars selling ANYTHING (even with your W-2 from slinging pizza) with your own pen???

If you can I'll send you $50,000. It will be like you winning 6 months of your 2020 annual earnings...

You can't - so stop your nonsense and move on to Craig's list recruiting of unsuspecting people...and putting families at risk with waiting period coverage when they can get level...shame on you!

Analysis from prior post:

Let's do the math...I'm taking a leap here that the average Senior Life Agent = 100%. I know the average Independent Agent that's buying their own $53 leads can get 120% negotiated - just ask because you'll be doing lots of business. Also: Independents get higher back end residuals and no 4 month chargeback rules (that can cost a fortune if 20% cancel or get replaced in the first 4 months). SO:

Senior Life: $75 prem = $900 AP @ 100% = $900 commission @ 75% advance = $675 cash flow
Independent: $75 prem = $900 AP @ 120% = $1080 commission @ 75% advance = $810 cash Flow
Close should average 23% means 4.35 calls are needed to close 1 deal.

Senior Life: $34 x 4.35 = $147.90 DEAL cost. $675 cash flow - $147.90 cost = $527 NET
Independent:
$53 x 4.35 = $230.55 DEAL cost. $810 cash flow - $230.55 cost = $579 NET
 
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Sales is sales.
Success at sales = how much did you earn.

A great salesman can sell planes, boats, mortgages, insurance, red shoes, whatever. It doesn't matter.

A great actor can act in a western, a drama, a comedy.

Greatness is greatness. In sales how much you've earned = greatness.

Stop with your bull shit failure crap. I personally hated OUTBOUND telemarketing at Digital which was all they had at the time can you blame me...and because I was SMART & QUICK to dump that type of "business model" and move on real fast...you deem that a failure...even tho you keep basing your comments on what Jeff Root wrote in error...you just guess and guess and guess with NO FACTS.

Here's a fact - I don't need to sell Final Expense insurance to be fulfilled. I like the new amazing incoming TV calls opportunity that I'm presenting to independent agents who are earning 125%...independent agents net MORE with my 2 seconds fresh calls at $53 than your aged calls at $34. I'll show the numbers below again...

AND - being phenomenal at SALES means phenomenal at any type of sales.

Here's the bitch slap again: I want to know right now Greg - Can YOU show me ONE YEAR..any year ever that YOU earned $1.25 MILLION dollars selling ANYTHING (even with your W-2 from slinging pizza) with your own pen???

If you can I'll send you $50,000. It will be like you winning 6 months of your 2020 annual earnings...

You can't - so stop your nonsense and move on to Craig's list recruiting of unsuspecting people...and putting families at risk with waiting period coverage when they can get level...shame on you!

Analysis from prior post:

Let's do the math...I'm taking a leap here that the average Senior Life Agent = 100%. I know the average Independent Agent that's buying their own $53 leads can get 120% negotiated - just ask because you'll be doing lots of business. Also: Independents get higher back end residuals and no 4 month chargeback rules (that can cost a fortune if 20% cancel or get replaced in the first 4 months). SO:

Senior Life: $75 prem = $900 AP @ 100% = $900 commission @ 75% advance = $675 cash flow
Independent: $75 prem = $900 AP @ 120% = $1080 commission @ 75% advance = $810 cash Flow
Close should average 23% means 4.35 calls are needed to close 1 deal.

Senior Life: $34 x 4.35 = $147.90 DEAL cost. $675 cash flow - $147.90 cost = $527 NET
Independent:
$53 x 4.35 = $230.55 DEAL cost. $810 cash flow - $230.55 cost = $579 NET
I disagree that sales is sales.. I have known many over the years that had great success selling tangibles, cars, motor, motorcycles, etc. that failed when it came to selling insurance. I have also know very successful insurance agents that failed selling other things.
 
I disagree that sales is sales.. I have known many over the years that had great success selling tangibles, cars, motor, motorcycles, etc. that failed when it came to selling insurance. I have also know very successful insurance agents that failed selling other things.

Yep...there's a pot for every cover. A GREAT salesman...not an average salesman...can sell anything...the infamous Danny Ray...sold securities for Stratton Oakmont, sold gold coins now sells FE and Term....yep great salesman can SELL.

Selling basically has nothing to do with the product. Selling is the ability to gain A BUYER'S know like and trust...

You are selling yourself!

I like to equate great male salesman with how they did with the woman when they were out on the prowl...the guys that got the chicks were great salesman...
 
like to equate great male salesman with how they did with the woman when they were out on the prowl...the guys that got the chicks were great salesman...
Hate you disagree with you on anything Berry, but some of the videos I've seen on youtube would suggest that isn't always true :err:
 
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