Trying to stay away from Senior Life

[DonP]

This is 1000% not a bait thread. I'm using this forum to learn.

Your fos .Any outfit doing $1 mil per month as an independent agent would 100% know of what contract levels are out there . They wouldn't be taking 125-130% unless the were getting $30 k min of free leads every week . Based on doing $12 mil a yr of vol your giving up min of $2 -$2.5 million of overrides. That's 150% contract with the carriers you listed . I know your doing telesales with the carriers you listed .