- 3,165
I have a client that I sold a RNA policy to on Tues, but it turns out its approved as graded only....she had some Angina medication prescribed to her 23mos ago she wasnt aware of. I sold on her $167/Q and now itll be $244/Q to have a 10k policy.
So my options are:
1) Upsell her to $244, almost $80 more (she does have more $$ then the avg FE client).
2) See if she prefer to go for less benefit ($7k) and payment will be roughly the same.
3) Wait 1 more month & try her with Forester's- Foresters is only a 2yr wait to get level. My 1st choice, BUT problem here is Ive talked to their underwriting about it already & their response was "Yeah, she possibly could get level after 2yrs, no guarantee tho". She certainly didnt sound to promising...and if I go this route & its STILL declined, shes gonna lose trust most likely & go elsewhere, then Im dead.
I'll most likely tell her all her options above, but I wanna know from you guys, which u think should be the 1st or best choice for her, and me not to lose the business entirely??
Thx in advance for your help!!
So my options are:
1) Upsell her to $244, almost $80 more (she does have more $$ then the avg FE client).
2) See if she prefer to go for less benefit ($7k) and payment will be roughly the same.
3) Wait 1 more month & try her with Forester's- Foresters is only a 2yr wait to get level. My 1st choice, BUT problem here is Ive talked to their underwriting about it already & their response was "Yeah, she possibly could get level after 2yrs, no guarantee tho". She certainly didnt sound to promising...and if I go this route & its STILL declined, shes gonna lose trust most likely & go elsewhere, then Im dead.
I'll most likely tell her all her options above, but I wanna know from you guys, which u think should be the 1st or best choice for her, and me not to lose the business entirely??
Thx in advance for your help!!
