Final Expense Customer Service 2022

[goillini52]

Not Louis, but pushing 70 and getting


We = Insurance Agents

You win.

JD's mostly talking about the marketing. I've had this discussion with him before and he finally got me to realize it's the way they do their marketing that he's talking about when he refers to FE agents.
.
I sold my 1st FE policy 40 years ago, but I'm not a FE agent, because I cross sell FE off of Med Supps.

Could I be a FE agent. Probably, but I don't want to. I can only stand a certain amount of cat piss, crap on the floor and a variety of bugs.

 

[WinoBlues]

JD's mostly talking about the marketing. I've had this discussion with him before and he finally got me to realize it's the way they do their marketing that he's talking about when he refers to FE agents.
.
I sold my 1st FE policy 40 years ago, but I'm not a FE agent, because I cross sell FE off of Med Supps.

Could I be a FE agent. Probably, but I don't want to. I can only stand a certain amount of cat piss, crap on the floor and a variety of bugs.

Pretty much the same. I sold my first 'Burial' plan around 1986.

Wrote my first FE plan in 1992 when a guy I met at a Jackson National Annuity seminar asked me to help him on a big case. We did that one and I went with him on a couple FE appointments the same day. After FU, SIWL felt like stealing it was crazy easy underwriting, comp was ridiculous and you were paid a week after you wrote it.

I acquired a couple FE books and did that for a few years. Liked the product, not that market. However, it married really well with higher risk Term. Big Lou he's like you. Middle income diabetic Big Lou termites term out and need / want insurance too.

 

[shonceman]

JD's mostly talking about the marketing. I've had this discussion with him before and he finally got me to realize it's the way they do their marketing that he's talking about when he refers to FE agents.
.
I sold my 1st FE policy 40 years ago, but I'm not a FE agent, because I cross sell FE off of Med Supps.

Could I be a FE agent. Probably, but I don't want to. I can only stand a certain amount of cat piss, crap on the floor and a variety of bugs.

Yeah, that's how I read it. I've been selling FE for over 3 decades, but I'm not a FE agent in that sense. I guess I used to be, because I built this agency by working FE leads. Most FE producers would think me a unicorn anyway, since debit is a fairly large part of my business mix. (But let's remember who basically invented the single needs approach that spawned the FE industry as we know it today. It was us debit guys!)

By the way, @noah , I'm 65 years old. I work inner city Dallas at least 3 days a week. It's definitely not the safest place in the world, but I was at least partly raised in the hood, so I'm kind of used to it. I actually enjoy working in that environment! However, there are some areas of town I try not to go into if I can help it (especially after I was assaulted and robbed in one of those locations). I also try to get out of there before dark.

On that topic, a recent development that might change my attitude is that the Dallas County Attorney has stated that he would not prosecute thefts of less than $750. I don't know whether that will make me more vulnerable to robbery, but it's definitely got me thinking!

 

[rousemark]

Yeah, that's how I read it. I've been selling FE for over 3 decades, but I'm not a FE agent in that sense. I guess I used to be, because I built this agency by working FE leads. Most FE producers would think me a unicorn anyway, since debit is a fairly large part of my business mix. (But let's remember who basically invented the single needs approach that spawned the FE industry as we know it today. It was us debit guys!)

By the way, @noah , I'm 65 years old. I work inner city Dallas at least 3 days a week. It's definitely not the safest place in the world, but I was at least partly raised in the hood, so I'm kind of used to it. I actually enjoy working in that environment! However, there are some areas of town I try not to go into if I can help it (especially after I was assaulted and robbed in one of those locations). I also try to get out of there before dark.

On that topic, a recent development that might change my attitude is that the Dallas County Attorney has stated that he would not prosecute thefts of less than $750. I don't know whether that will make me more vulnerable to robbery, but it's definitely got me thinking!

If $750.. why not $1000... $2000? You need a new DA.. That one is a woke ***..

 

[shonceman]

If $750.. why not $1000... $2000? You need a new DA.. That one is a woke ***..

The next election is just a few weeks away. He's a democrat, so he's got the home field advantage. But his opponent (a black woman) is campaigning hard against that dangerous policy. He may be out of a job shortly!

 

[theinsuranceman]

The next election is just a few weeks away. He's a democrat, so he's got the home field advantage. But his opponent (a black woman) is campaigning hard against that dangerous policy. He may be out of a job shortly!

I sure hope so. That's just a bad policy...period.

 

[WinoBlues]

On that topic, a recent development that might change my attitude is that the Dallas County Attorney has stated that he would not prosecute thefts of less than $750. I don't know whether that will make me more vulnerable to robbery, but it's definitely got me thinking!

I can answer that. Look at California. Look to the Bay Area specifically.

 

[shonceman]

I can answer that. Look at California. Look to the Bay Area specifically.

Apparently it's a trend among liberal DA's that started up there. It's why we say, "Welcome to Texas. Now please don't California my Texas!"

 

[noah]

Yeah, that's how I read it. I've been selling FE for over 3 decades, but I'm not a FE agent in that sense. I guess I used to be, because I built this agency by working FE leads. Most FE producers would think me a unicorn anyway, since debit is a fairly large part of my business mix. (But let's remember who basically invented the single needs approach that spawned the FE industry as we know it today. It was us debit guys!)

By the way, @noah , I'm 65 years old. I work inner city Dallas at least 3 days a week. It's definitely not the safest place in the world, but I was at least partly raised in the hood, so I'm kind of used to it. I actually enjoy working in that environment! However, there are some areas of town I try not to go into if I can help it (especially after I was assaulted and robbed in one of those locations). I also try to get out of there before dark.

On that topic, a recent development that might change my attitude is that the Dallas County Attorney has stated that he would not prosecute thefts of less than $750. I don't know whether that will make me more vulnerable to robbery, but it's definitely got me thinking!

In my area of north Central Florida and the panhandle the inshowance man in unlikely to be messed with. Black folks are generally timid,respectful of the white man.



The area is full of prisons,swamps,mosquitoes and alligators. It's about 80%+ of the old Dixiecrats which have now move onto the conservative side. Different world.

The panhandle is more akin to Alabama.

People have guns,lots of them.

Dallas,Atlanta,Houston,Philly,Detroit……..85% liberals.
Anyone going into those areas…..good luck. I'd be packing.

Oh yeah,millennials,Gen Z………They should look up George Wallace.
He was a Dixiecrat,Democrat.

 

[Newby]

The next election is just a few weeks away. He's a democrat, so he's got the home field advantage. But his opponent (a black woman) is campaigning hard against that dangerous policy. He may be out of a job shortly!

Let's hope so. I assume that telling criminals you won't prosecute crimes will have the same result as telling my puppy not to eat my Turkey sandwich while I leave the room for a minute.