Final Expense Selling Machine.Where Are The Referrals

[midwestbroker]

Re: Final Expense Selling Machine...where Are The Referals

Are you sending the reports of what their references said about the client to the underwriting department?

If you are not, that is where the deception is. The client is understanding (as am I) that the answers will in some way have effect on the outcome of acceptance of their application. I have yet to see where a final expense company has this in any of their underwriting guidelines.

Now, are you being malicious about it, I do not know and that would be where your character comes into play. However, to ask for references for your own personal use is a little misleading.

 

[insuranceexec]

Re: Final Expense Selling Machine...where Are The Referals

GEEEEEEEEEEEEEZZZZZZZZZZZZ. Some post are not even worth responding to; but wait I just did.

The problem here is not a misunderstanding, or a clever play on words. It is somebody who got their hand caught in the cookie jar and trying to tell us that they were JUST "TRYING" to clean it.

Sorry I was hungry!

 

[Russ]

Re: Final Expense Selling Machine...where Are The Referals

Are you sending the reports of what their references said about the client to the underwriting department?

If you are not, that is where the deception is. The client is understanding (as am I) that the answers will in some way have effect on the outcome of acceptance of their application. I have yet to see where a final expense company has this in any of their underwriting guidelines.

Now, are you being malicious about it, I do not know and that would be where your character comes into play. However, to ask for references for your own personal use is a little misleading.

That makes me think....what if say, 2 of the references say, Joe Blow is a real boozer or...I always heard he was a spousal abuser. Then what do you do? Go back to the applicant and tell them that 2 of the references they gave, gave less than a good character opinion and I now can not submit the app? Or do you just tell them that based on what you found out, you can not submit the FE app?

This just sounds a little fishy to me.....

And if my scenario plays out, imagine the friendships lost between potential client and references. Ain't no way I would get involved in any of this.

 

[Newby]

Re: Final Expense Selling Machine...where Are The Referals

The original poster asked about FE referrals. I bet you have never said this in a FE presentation or any other presentation for that matter. I think you read this in a book and decided to post it, and probably wish you could take it back at this point.

If you do say this I would stop, and just buy more leads, because it sounds very creepy, and I doubt it works out very well for you in the Final Expense Market.

Geeeze Travis...give the guy a break!

You probably won't believe this either but I require my clients to name their next born grandchild after me as a requirement to do business with me. I allow Scottella for girls so it's not so bad.

 

[HoosierDaddy]

Re: Final Expense Selling Machine...where Are The Referals

My guess is that the "Snowman" will re-invent himself and create a new (Login Name) after this thread has ran its course...

Has this ever been addressed on here before...

I see new names with only a handful of post, but their post sounds similar to a long lost screen-name...

It's OK, Snowman... You need a "do-over." Go to the login page and you too can metamorphous into someone new as many before you have done... Try the "Bandit" this time... or "Flash"... East bound and down...

 

[insuranceexec]

Re: Final Expense Selling Machine...where Are The Referals

Geeeze Travis...give the guy a break!

You probably won't believe this either but I require my clients to name their next born grandchild after me as a requirement to do business with me. I allow Scottella for girls so it's not so bad.

"Scottella" is that a disease? LOL........Oh wait that is Reubella...

I love it.

 

[Newby]

Re: Final Expense Selling Machine...where Are The Referals

"Scottella" is that a disease? LOL........Oh wait that is Reubella...

I love it.

If her name's Scottella, you know two things about her.
1. I sold her Grandparents some insurance
2. She hates limericks where the first line ends with fella, reubella or smella.

 

[Russ]

Re: Final Expense Selling Machine...where Are The Referals

Snowman....even my kid(Russ jr.), is skeptical of your 3 references.....

 

[insuranceexec]

Re: Final Expense Selling Machine...where Are The Referals

If her name's Scottella, you know two things about her.
1. I sold her Grandparents some insurance
2. She hates limericks where the first line ends with fella, reubella or smella.

Thats good. I might even bump your comps on your current contracts if you are not careful. Just kidding, Hey can you increase mine!

 

[Frank Stastny]

Re: Final Expense Selling Machine...where Are The Referals

Snowman....even my kid(Russ jr.), is skeptical of your 3 references.....

Good looking guy. He must take after his mother. The guy in blue that is.