- 19,641
That's what I was thinking.
I'm on a 100% contract with LH and i sure don't do $200,000/yr with them.
Final Expense Selling Machine.Where Are The Referrals
- Thread starter anyloan2
- Start date
That's what I was thinking.
I'm on a 100% contract with LH and i sure don't do $200,000/yr with them.
Re: Final Expense Selling Machine...where Are The Referals
It seems to me that your ultimate goal here is to get in and sell to the friends of your clients. That's called a referral dude, not a reference. You can disguise it any way you want but it's still a referral. If you want to call if a "reference" that's your prerogative. If you fill out an application trying to get a job, they ask for references, not referrals. That's because the company isn't going in trying to sell them something as their ultimate goal. The only reason you think this is something 'new' to us is because most of on here are not stupid enough to try and pull this underhandedness off. Illegal? I doubt it. Unethical? Absolutely!! Do the right thing because it's the right thing to do!
If this really is the way you think then you are a snake in the grass! Yep, it may be a personal attack but you deserve it for what you do. I have to wake up every day and fight against the conception about the ruthlessness of insurance agents and this is one of the very reasons why!
Now, if you're actually a good-hearted person and have just gotten on the wrong track, I humbly apologize and ask you to reconsider what you're doing and why you're actually doing it. If after that, you still think it's the right thing...then I hope you get what you deserve and soon!!
It seems to me that your ultimate goal here is to get in and sell to the friends of your clients. That's called a referral dude, not a reference. You can disguise it any way you want but it's still a referral. If you want to call if a "reference" that's your prerogative. If you fill out an application trying to get a job, they ask for references, not referrals. That's because the company isn't going in trying to sell them something as their ultimate goal. The only reason you think this is something 'new' to us is because most of on here are not stupid enough to try and pull this underhandedness off. Illegal? I doubt it. Unethical? Absolutely!! Do the right thing because it's the right thing to do!
If this really is the way you think then you are a snake in the grass! Yep, it may be a personal attack but you deserve it for what you do. I have to wake up every day and fight against the conception about the ruthlessness of insurance agents and this is one of the very reasons why!
Now, if you're actually a good-hearted person and have just gotten on the wrong track, I humbly apologize and ask you to reconsider what you're doing and why you're actually doing it. If after that, you still think it's the right thing...then I hope you get what you deserve and soon!!
- Thread starter
- #63
anyloan2
Expert
_______________________________________________
ACTUALLY I BEAT A LOT OF MY COMPETITORS RATES AND OFFER A SUPERIOR PRODUCT. UR TAKING SOMETHING LIKE A GREMLIN AND COMPARING IT TO A FERRARI. KEEP SELLING MEDICAL.
24 HOUR CLAIMS, FREE FSGS ENROLLMENT($399 VALUE), AND THE LIST GO ON AND ON.
HAPPY NEW YEAR
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That's what I was thinking.
WHAT AGENCY DO YOU WORK WITH? WHAT AREA ARE YOU IN?
LOG INTO LH WEBSITE IF YOUR APPOINTED AND VERIFY MY NUMBERS I WROTE $21614 THIS MONTH AND HAD A WEEK OFF. MY AGENCY ADAM HALE AND ASSOCIATES 69K.
HOW DO YOU STACK UP TO THOSE NUMBERS AND WHATS UR NAME. ARE U GOING TO CABO
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- 15,319
I stand corrected. I guess paying 25% more for the same type of FE policy makes it a Ferrari. There product is the SAME as the other carriers. How much kool-aid did you drink?
The only carrier you can consistently beat is Transmerica but then again, they won't provide you with those great leads generated on TV.
Until you get to the older ages (80+), virtually any quality company can beat your A- VII carrier.
(I'm really not knocking the company. I love them for Med Supplements and write most of my business with them).
But you really should admit here that you're not selling them because they're priced well or they are a better product than other carriers. You're selling them because they provide you with cheap leads.
You can't post crap on this forum without someone calling bullshit. I call it on you.
Rick
- 19,641
No, I'm not going to Cabo. I don't do enough business with LH to get that trip. That's why it's odd that I have a 100% contract and you don't. I started at a 95% contract with them 2 years ago. My manager moved me to 100% once I did $6000 in two consecutive months. I didn't get a special deal. He does that for anyone.
I agree, you can certainly beat some other prices out there with LH, however there are many more companies that beat the hell out of LH. That's worth more than your FSGS by the way. It's just another sales gimmick. Kind of like Billy Mays...and if you act now, we'll send you this (gimmick) for absolutely free! Of course the gimmick only costs them about $1, and you're paying for it in their $19.95 product that only costs them $5. But it's a marketing ploy and it does work if you work it. I have had the opportunity to sell LH FE for years now, but never have I sold the 1st one because I just can't justify the client spending the extra money. Seems to me that someone at LH has done a really good job in brainwashing you on them being the "best". Just one more example that people 'see' what they want to see. You remind me of an old GA I once had that tried to convince me that UA was such a good company and I should start selling their med supps at 150% of other companies charged because they paid an upfront of 2 times what other companies did. Of course they were advancing for 18 months too. I just couldn't wrap my mind in the idea that I was screwing the client so that I could get paid more. That's just me though. You might be different.
- Thread starter
- #67
anyloan2
Expert
WHAT AREA DO U WORK AND WHO IS YOUR MANAGER
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U WROTE 6 K BIG DEAL I CAN DO THAT IN MY SLEEP. I'M A HUSTER AND I WILL HAVE A 100% IN THE NEXT FEW MONTHS AND AN AGENCY PUSHING 100K A MONTH. WHAT ABOUT YOU?
AT LEAST VERIFY MY PRODUCTION TO THESE LOSERS THAT SAY IT IS BS
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- 19,641
I only do FE part time and I only do LH part of that time. I will be doing FE mostly fulltime after this AEP along with a med sup here and there. I will still only use LH on a very small % of cases.
I've been trying to log onto the LH site to check on your production, but, it seems to be down at the moment.
I work western Ky and southern In. My manager doesn't post here, so, I won't give his name on a website. He is going Cabo.
LH has it's place. It's not for the mainstream. And, while the FCGS is a sweet deal, it can be purchased by anyone from the website for $5.95/mo. Most carriers will beat LH by $15 to $20 mo. on a $10,000 policy.
- 15,319
We know what kind of a hustler (note the spelling) you really are. You hustle your prospects into paying more than they need to. You don't need a high commission percentage when your product costs so much.
But I guess selling people what's best for you works. I prefer to use products best for my clients. But then, I'm not a hustler.
Rick
- 7,066
Yea, what Rick said!
The one thing this industry does not need more of is people like him.
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