Florida Appointment Help Needed

[indmedins]

I agree with you. I understand fully now that a $9,500 Max OOP is completely wrong to put people on unless they don't mind paying that kind of money. However, I certainly do like the select solutions add-ons, but am aware of a potential huge hole it leaves and most likely AIG won't be there to pay for the Max OOP in most cases.

And, the new products do have a $25 million lifetime per person.

All in all, I want to offer whatever is in the best interest of my client at all times. With only one product in my briefcase, I am limiting myself and losing too much business.

 

[moonlightandmargaritas]

I agree with you. I understand fully now that a $9,500 Max OOP is completely wrong to put people on unless they don't mind paying that kind of money. However, I certainly do like the select solutions add-ons, but am aware of a potential huge hole it leaves and most likely AIG won't be there to pay for the Max OOP in most cases.

And, the new products do have a $25 million lifetime per person.

All in all, I want to offer whatever is in the best interest of my client at all times. With only one product in my briefcase, I am limiting myself and losing too much business.

Agreed. I LOVE to get in behind these guys.

It's like shootin' fish in a barrel...

 

[indmedins]

Won't be me. I am out of there. So, who do you mostly sell? GR...What about Globe? I am guessing Aetna is too expensive too, huh? Have you been selling Avalon? I see Avalon's policy is pretty much a carbon copy of BCBSF, but are on the radio a lot.

Sorry for all the questions. I just need to be pointed in the right direction. Who are the most competitive and which 3-5 carriers to you mostly sell here?

 

[moonlightandmargaritas]

Won't be me. I am out of there. So, who do you mostly sell? GR...What about Globe? I am guessing Aetna is too expensive too, huh? Have you been selling Avalon? I see Avalon's policy is pretty much a carbon copy of BCBSF, but are on the radio a lot.

Sorry for all the questions. I just need to be pointed in the right direction. Who are the most competitive and which 3-5 carriers to you mostly sell here?

Don't use Aetna (bad policy). Do use Avalon where needed. GR and HumanaOne are the big two right now - but that's always subject to change from market forces.

 

[indmedins]

Do you carry any good dental plans and medicare suppliment plans? If so, which ones do you recommend?

There is a medicare suppliment my grandfather is on called Optimum and he has no premium. Somehow the premium is paid by Medicare and so I was wondering if we could even sell that company because there is no preumium. It is only available in three counties in FL. Have you heard of them?

 

[indmedins]

And, thanks for the direction on what MM policies are going right now in FL.

 

[Crabcake Johnny]

Hey, not bad - about 500 posts later we can get this guy 1/10th of the way off the ground (sorry, inside joke.)

 

[J.R.]

I agree with you. I understand fully now that a $9,500 Max OOP is completely wrong to put people on unless they don't mind paying that kind of money. However, I certainly do like the select solutions add-ons, but am aware of a potential huge hole it leaves and most likely AIG won't be there to pay for the Max OOP in most cases.

What are the holes you are referencing?

 

[InsuranceBenefitsGroup]

Florida needs another non-res broker like we need another Hurricane Andrew...stick to what you know in CA.

 

[Crabcake Johnny]

and if you're gonna write in another state it definitely wouldn't be FL anyway