Florida Appointment Help Needed

[indmedins]

What are the holes you are referencing?

If they don't have an accident or critical illness, then the client is going to be subject to a $9,500 Max OOP depending on the Coins stop-loss setting. And the critical illness lists only 8 major triggers that a client will recieve 100% benefit.

 

[moonlightandmargaritas]

If they don't have an accident or critical illness, then the client is going to be subject to a $9,500 Max OOP depending on the Coins stop-loss setting. And the critical illness lists only 8 major triggers that a client will recieve 100% benefit.

...and

My HumanaOne policy has half the OOP ($5,000 deductible, 100% co-insurance), and the premium is HALF!

But wait, there's more...

I can add a stand-alone accident/CI (are ya gettin' this JR?)

 

[J.R.]

...and

My HumanaOne policy has half the OOP ($5,000 deductible, 100% co-insurance), and the premium is HALF!

But wait, there's more...

I can add a stand-alone accident/CI (are ya gettin' this JR?)

We've had this discussion Paul All in due time.

 

[indmedins]

...and

My HumanaOne policy has half the OOP ($5,000 deductible, 100% co-insurance), and the premium is HALF!

But wait, there's more...

I can add a stand-alone accident/CI (are ya gettin' this JR?)

Who do you use for the accident/CI standalone?

-------------

Great. I am glad I woke up this week. I do appreicate all the talk and am eager to move on and REALLY do what is my clients best interest.

 

[jehargro]

Are you Still looking for appointment with Goldenrule> I may be able to help you out

I live in Florida and was wondering whether to go direct with these health carriers or through an FMO or GA.

Here are the companies I want to sell for:

Aetna
Assurant
Avalon
AvMed
Blue
Celtic
Golden Rule
GTL
World
Humana

If I should go direct, then please list who I should go direct with. And if I need a GA or FMO for some of these carriers, then please point me in the right direction as to who I should contract with as I am confused at which FMO or GA are well respected.

I was reading on the forum about how some GA or FMO offer free E&O which sounds good to me too. Any and all help is appreicated.

PS If you recommend any other carriers, please let me know. Just trying to get my business off the ground and want to offer more companies than I currently offer.