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If you used a visa and especially if you used your debit card, you can contest the charges. Your bank will almost always overturn the charges in your favor. Just give them a call. I've done it a few times myself.
I used to sell credit card processing for a number of years. That was actually an objection you would get from merchants that didn't take credit cards. They were worried about contested charges. Because 99 times out of 100 it will not turn out in favor of the merchant.
Yes, but not if you are disputing it a year after the fact. That was twelve statements that all you had to do was look at and see the charge.