g. Gordon that is what has me really hesitant to use HS, despite having signed up. I just have no idea what is going to happen to people who are currently on-ex NOT through HS (whether we went carrier direct, I talked them through their own hc.gov account, or we called on the phone).
No one has been able to give me an answer, and your experience has me worried.
In a perfect world, it would pull up last year's app pre-populated and then submit it, also cancel 2015 coverage 12-31-15 without them having to call. I am concerned going through HS this year is going to cause problems if you didn't go through them last year. Multiple apps, etc (I have heard some talk on here of a new application number being generated by the marketplace for 2016 renewals but have not seen anyone's actual HC.gov account yet to verify this-can anyone confirm/deny?).
I've done several renewals through HC.gov with clients today. On all of them we selected the "review your info" renewal button after they logged in. Most of them changed plans, but one continued with the same plan, end on all of them, a new FFM app ID number was generated.