Hi :) I Need Some Advise!!

Hi everyone, I'm new here and new to the industry (Final Expense). There's some problem that really bothers me and I'm not sure what to do, so any advise would be great, thank you. I'll try to keep it short and sweet:

The company advance 75% ALP if there's $0 leads balance, 45% ALP if you have unpaid leads balance. The leads are good, fresh and exclusive DM leads, $36 per lead, the conversion is 20-30%. You can order leads from the regional manager and get the leads assigned to you immediately from whatever he/she has available, or you can order directly from the home office but it will take 3 weeks of waiting time, my regional manager is in Chula Vista, CA and I'm in Anaheim, CA, that's more than 120 miles away from me, and he keeps assign me leads that are really far away from me (50-60 miles one way, more than 1 hour driving, and in areas where neighbor houses are far from each other) I specifically asked for areas within the same county where I live (I provided a list of zip codes that are with 30 miles radius, approx. 20-30 minutes driving) so, for the same conversion rate and cost per lead, suddenly there's that added cost associate to that additional 30 miles gas money and time on a DAILY BASES. I talked to him about it and he said he will order from my list for me but 3 weeks later he assigned me with similar leads (60 miles one way, more than 1 hr driving) when I asked for an explanation, he said he doesn't know my county/area that well. Which is true,, his office is almost 2 1/2 hrs from me, and I'm clueless about his county/area as well; but I just thought as a regional manager, he should at least knows the basic.

My other option is to order from home office directly, I see there are lots of websites that sell leads but I know nothing about it since I'm new to this, any advice or suggestion would be great, thank you. :)

This is common throughout the insurance FE industry, managers give old leads and say they are fresh at top prices especially to Newbies. You found the forum learn fast from the pros so you can talk to your manager about this. If he dosent shape up. There are a lot of very good IMO on here. Fexcontracting, Todd King, 360, Rearden to name a few.:yes:
 
Hi everyone, I'm new here and new to the industry (Final Expense). There's some problem that really bothers me and I'm not sure what to do, so any advise would be great, thank you. I'll try to keep it short and sweet:

Well, the good news is that you now have found this place. Do some research while you're here and you will find everything necessary to better your situation.

Welcome to The Forum:yes:
 
I assume you speak from your own experience, how long were you there? Which agency? Can you tell me more? Thank you.

Question when your manager assigns leads to you did you ever wonder what the date next to them meant? How old are these leads you are buying?

To answer your question a very short time I had read everything here and said how bad could it really be and quickly realized a lead balance would equate to slavery for me and without the financed leads why LH I mean is it their awesome rates, their awesome underwriting or is it the huge commission they pay?

I can't believe I have to add this but when I say awesome and huge I am being sarcastic.
 
Seriously if u please listen and pay attention the guys on this forum are being honest with u - follow their advice

Because I've seen so many come to forum & find out the truth (that they are in terrible contracts) but somehow still think they'll be ok

You are in a impossible situation &your bank account will not grow it will shrink
 
It might be well worth a little cut in commission to get the hands on training you might very well likely need. You need to learn how to walk before you can run.

Be honest in the assessment of your abilities. Selling FE insurance is not an easy job and the vast majority who try will fall flat on their face. If you need training get it and be willing to pay for it. At least until you can learn to go it alone.
 
This comp rate with these leads costs is rape lol. Did they at least by you dinner?

I must be reading this wrong. I saw the %s as % of advance. As in if there was debt he got a lower advance to pay the debt.

Sounds like a newbie.
Newbies work for their upline/trainers.
Uplines work for experienced agents.
 
I must be reading this wrong. I saw the %s as % of advance. As in if there was debt he got a lower advance to pay the debt.

Sounds like a newbie.
Newbies work for their upline/trainers.
Uplines work for experienced agents.

I was thinking the same thing, but Newby said his contracts are low, so I just figured I misunderstood.
 
I must be reading this wrong. I saw the %s as % of advance. As in if there was debt he got a lower advance to pay the debt.

Sounds like a newbie.
Newbies work for their upline/trainers.
Uplines work for experienced agents.[/

If there is a lead debt a portion of the advance commission goes back to pay down lead balance, maybe thats what the OP meant to say.:yes:
 
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