I need help selling term life

Pepper

New Member
12
I need help I'm a new agent who has been selling to the senior market since dec. 2007. I'm with a captive company that was great at first but the travel and time away from my family is killing me. I know how to sell ltc and cancer but no nothing of term life. the new company I want to work for is all phone work and internet that sells term life. I need help answering these questions

When an applicant does not complete a term life insurance order at our Web site, we send them daily reminders via e-mail. What would you say or write to a person who complains to you that these follow-up reminders are irritating?:

Say that you were given 3 fresh and unique life insurance leads every day to follow-up with by phone and that you knew that these people had reached out to us to request some insurance quotes. Exactly what would you say to each person who answers the phone?

How would you convince each person that now (i.e. with you on this call) is the time to complete an application request from you?

How would you go about asking this adult if there are any other adults in the house who would like a life insurance quote?

We give each visitor to our Web site a $500 Lowest Price Guarantee (we can do this because we track and quote about 35 leading life insurance companies and thus never get beat on price at any time). How would you describe this unusual guarantee to every caller?

Thanks to anybody that can help.

 
I need help I'm a new agent who has been selling to the senior market since dec. 2007. I'm with a captive company that was great at first but the travel and time away from my family is killing me. I know how to sell ltc and cancer but no nothing of term life. the new company I want to work for is all phone work and internet that sells term life. I need help answering these questions

When an applicant does not complete a term life insurance order at our Web site, we send them daily reminders via e-mail. What would you say or write to a person who complains to you that these follow-up reminders are irritating?:

Say that you were given 3 fresh and unique life insurance leads every day to follow-up with by phone and that you knew that these people had reached out to us to request some insurance quotes. Exactly what would you say to each person who answers the phone?

How would you convince each person that now (i.e. with you on this call) is the time to complete an application request from you?

How would you go about asking this adult if there are any other adults in the house who would like a life insurance quote?

We give each visitor to our Web site a $500 Lowest Price Guarantee (we can do this because we track and quote about 35 leading life insurance companies and thus never get beat on price at any time). How would you describe this unusual guarantee to every caller?

Thanks to anybody that can help.


Three leads a day equals 15 for a week. If you are lucky and do everything right you might if lucky sell one. One cheap term policy as in your guarantee, do you like Ramen Soup?
 
Pepper

One idea is to describe the application process, without directly asking him to apply. Low key, and often your client might say something like "How long will this process take?"

There's nothing wrong when you ask if there are any other "family members" that would like a quote. "Other adults in the household" , I suppose is another way.


The $500 price quote sounds cheesy. Just my opinion though. Just leave out the $500.

Good luck...even though you're competing with me as well. I'm just grateful that when I started in the business, that I didn't get too many "not really looking to help someone who is probably competing with me from a distance" comments thrown my way.
 
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