Insurance Claim (floods) Rejected Due to Non-renewal of FC

[raviswa]

Hi,
I own a royal enfield bullet 1981 model. The vehicle FC (Fitness Certificate) has expired last year, which I missed to notice.

Due to the floods that came to Chennai during last year, my bike got damaged and I had raised a claim for my vehicle repair.

My claim was rejected stating that FC is not available. Can anyone suggest if this is a right way to do so?

I would agree that insurer need not reimburse for a road accident claim when FC is not available. This is a natural calamity & I don't understand the role of FC for this claim...

Can i get the FC renewed now and re-submit the claim once again?

 

[Newby]

Royal Enfields are the Bic lighters of the motorcycle world. In the USA if we have a problem with one we just chuck it up in a dumpster and buy two new ones.