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Depending on the agent, the call centers can be extremely effective and it's a bad blanket statement to make that they are unethical or "slam" artists. I'm guilty myself.
I recently put in a lead for myself, was called by Answer Financial and the agent was fantastic. I tried to throw him a curve ball - said I needed maternity for my wife.
He put me into Aetna quotes, told me GR didn't cover it (in MD) went over Assurant but pointed out the correct flaws. He was a great agent, not pushy at all, really built up some rapport and emailed me everything after we reviewed it - wanted a time to get back in touch with me after I discussed it with my wife.
Clever chap also - closed the door on others by saying "If you would like to work with me John and you get tired of the phone ringing you can simply say you're already working with an agent."
If I knew nothing about the industry I would have just stuck with him and ignored all other calls and emails.
Don't readily discount being the first to call. Since Leadpod my percentage has gone up significantly.
I recently put in a lead for myself, was called by Answer Financial and the agent was fantastic. I tried to throw him a curve ball - said I needed maternity for my wife.
He put me into Aetna quotes, told me GR didn't cover it (in MD) went over Assurant but pointed out the correct flaws. He was a great agent, not pushy at all, really built up some rapport and emailed me everything after we reviewed it - wanted a time to get back in touch with me after I discussed it with my wife.
Clever chap also - closed the door on others by saying "If you would like to work with me John and you get tired of the phone ringing you can simply say you're already working with an agent."
If I knew nothing about the industry I would have just stuck with him and ignored all other calls and emails.
Don't readily discount being the first to call. Since Leadpod my percentage has gone up significantly.