Is Americo's UP1 worth it now

[Baseball7]

It doesn't matter what the heck is the point of doing an interview if the interview can be reversed? You're adding an extra 10 to 30 minutes in a presentation, if I'm going to spend the time it better darn well be for a reason. It is nearly as bad as doing a full phone application and giving out bank information only to find out the person was declined.

 

[goillini52]

Uhl is known to reverse decisions after a phone interview. American Amicable it's not a low price leader but the small block of business I've sent them I have nothing negative to say about that yet.

Is there any difference between AmAm and Occidental?

 

[goillini52]

Rarely does UHL go against the phone interview. The only curveball with them is that they do a background check on everyone, so you have to wait for that to come in for the policy to issue.

So, no bank robbers to UHL?

 

[VolAgent]

So, no bank robbers to UHL?

None that were convicted in the last 10 years.

 

[Baseball7]

Is there any difference between AmAm and Occidental?

Same company different names in different states

 

[goillini52]

I have had good underwriting experience with UHL. Except they take for &^%$#@*'n ever to get Chit entered, issued, mailed. However, There ROPTerm and DLXTerm sure do have a place in my book.

You were telling about that ROPTerm and I like the sound of it, so I just sent in the contracting. What's the DLXTerm?

 

[goillini52]

Same company different names in different states

I know, but it sounded like you were saying they were both in MA.

 

[WinoBlues]

You were telling about that ROPTerm and I like the sound of it, so I just sent in the contracting. What's the DLXTerm?

SITerm - 20 year
Pro - Easy issue, yes no app.
Negative - is it Maxes at $50,000

 

[goillini52]

SITerm - 20 year
Pro - Easy issue, yes no app.
Negative - is it Maxes at $50,000

Ok, thanks...sounds good. You don't have to be a real FE guy to sell UHL do you?

 

[WinoBlues]

Ok, thanks...sounds good. You don't have to be a real FE guy to sell UHL do you?

No, I checked here first.

UHL sells Life Insurance as well as FE. So your regular old Life licence works. No need to get the upgrade.