Is health insurance unaffordable?
- Thread starter Sam
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I have always found it weird that a family of four thinks that a premium of 400 per month to protect them from being liable for literally millions of dollars in hospital claims is robbery but won't blink an eye in buying a 40k car that won't be worth squat just a few years later.
People could get healthcare insurance to guard them from the big ticket stuff and pay for their own common cold at the doctor's office and save literally thousands over the course of their life but no they want to have their cake and eat it too. They want a plan that pays for EVERY little cost and they spend their dollars at the mall. I meetn em every day.
People could get healthcare insurance to guard them from the big ticket stuff and pay for their own common cold at the doctor's office and save literally thousands over the course of their life but no they want to have their cake and eat it too. They want a plan that pays for EVERY little cost and they spend their dollars at the mall. I meetn em every day.
- 14,808
You can't show off your new health insurance plan to your neighbors. Could you imagine?
Neighbor: "Wow...is that new?"
You: "Yep, brand new PPO."
Neighbor: "And I see you got the copay option! You must be doing well!"
Neighbor: "Wow...is that new?"
You: "Yep, brand new PPO."
Neighbor: "And I see you got the copay option! You must be doing well!"
That's called trying to keep up with the Jones's. If I live in a paid for home that meets all my wants and needs should I take sell it take all my equity borrow a few hundred thousand just because my neighbor did it. I have that right,this is America,but it't not real prudent. That is why I don't worry about my neighbors,I'm too busy worrying about me(and arguing with you lol but I do enjoy your insight)
donaldgkimball
New Member
American health insurance
Okay I am the new kid on the block but I come from a different point of view. I hope no one gets angry at me for chucking out a hot potatoe into the conversation but here goes...
I am a Canadian living in California and a legal Alien with a work permit. I have read some horrendous stories about the Canadian health system while I was here. Interestingly enough they were written by American doctors.
I realize that a health plan like Canada has might not work for such a large nation like the USA. Canada by the way has about the same population as California ... yes I am correct... all spread across a land larger than the USA in land mass. So obviously different dynamics.
Now before folks jump all over me here I will state right up front that I am one of 4 siblings, Have multiple cousins all living within a 3 mile radius where I grew up and of course we all have pretty much used doctors, hospitals at one time or another. Yes we have waited in waiting rooms to be seen... (I found it takes about the same time as when I have been in american waiting rooms) but we all have been served and we all have gotten well etc. I still dont get it why my US friends think the Canadian system is so terrible. I always figure the proof is in the using, and me and my family used it a lot.
Now having said that I dont know enough about USA politics, policies etc to make an educated statement about why or why not such a system would not work in the good ol USA...
Any feedback?
Cheers!
Don
Okay I am the new kid on the block but I come from a different point of view. I hope no one gets angry at me for chucking out a hot potatoe into the conversation but here goes...
I am a Canadian living in California and a legal Alien with a work permit. I have read some horrendous stories about the Canadian health system while I was here. Interestingly enough they were written by American doctors.
I realize that a health plan like Canada has might not work for such a large nation like the USA. Canada by the way has about the same population as California ... yes I am correct... all spread across a land larger than the USA in land mass. So obviously different dynamics.
Now before folks jump all over me here I will state right up front that I am one of 4 siblings, Have multiple cousins all living within a 3 mile radius where I grew up and of course we all have pretty much used doctors, hospitals at one time or another. Yes we have waited in waiting rooms to be seen... (I found it takes about the same time as when I have been in american waiting rooms) but we all have been served and we all have gotten well etc. I still dont get it why my US friends think the Canadian system is so terrible. I always figure the proof is in the using, and me and my family used it a lot.
Now having said that I dont know enough about USA politics, policies etc to make an educated statement about why or why not such a system would not work in the good ol USA...
Any feedback?
Cheers!
Don
Socialist pig on asle 4
I have said in a previous column that I am overweight meaning that I can't get health insurance and nobody to blame but me I might add. Here in Louisiana I basically have 2 choices; I can get health insurance through the high risk pool or I can go to our charity hospital system( I have been told louisiana is the only state to have a charity hospital system)
A few weeks ago I got up in the middle of the night hypervenilating so I drove to the hospital(charity) I was in the E.R. with everyone from a common cold to car wreck by the time the sun came up they had checked me out and basically told me I was having one of my famous anxiety attacks. I asked to see one of the doctors at the clinic to get some blood tests, 3 weeks later my appointment came in the mail it was July 3rd. I then called up my doctor the next morning was sent to the lab that day and got the results back that same day. This cost me $45.50. I now do not have to worry until July(all my blood tests came back and they were good).
I just believe that we have the best system in the world;private healthcare;it may have a few things wrong but for Christ's sake don't throw the baby away with the bath water.
I have said in a previous column that I am overweight meaning that I can't get health insurance and nobody to blame but me I might add. Here in Louisiana I basically have 2 choices; I can get health insurance through the high risk pool or I can go to our charity hospital system( I have been told louisiana is the only state to have a charity hospital system)
A few weeks ago I got up in the middle of the night hypervenilating so I drove to the hospital(charity) I was in the E.R. with everyone from a common cold to car wreck by the time the sun came up they had checked me out and basically told me I was having one of my famous anxiety attacks. I asked to see one of the doctors at the clinic to get some blood tests, 3 weeks later my appointment came in the mail it was July 3rd. I then called up my doctor the next morning was sent to the lab that day and got the results back that same day. This cost me $45.50. I now do not have to worry until July(all my blood tests came back and they were good).
I just believe that we have the best system in the world;private healthcare;it may have a few things wrong but for Christ's sake don't throw the baby away with the bath water.
- 14,808
No one's gonna get angry Donald. I think there are very major flaws in our current system that need to be addressed.
I could write a book on this subject about my opinions and what's going on;the book might not be in everyone's agreement or sell one copy ; but here goes a shorter more contrist version.
I think to "fix' the problem, you would have to look at the whole picture. In other words do the doctor's,hospitals,pharmacuticals,lawyers and other groups partisapate in the solution because they are certainly part of the problem.
Medicare;for which I make a descent living because of; has a budget of over $500 billion dollars in 2007, that is over $20billion more than our defense budget. Studies are saying that medicare is going to be in the same boat as social security within the next 25 years because there will be more beneficiaries than contributors. Do we want to start another major government buracracey before we fix the one's we have now.
How much is the tax base in countries that have a universal healthcare system. I don't know for a fact but I heard that Great Britain's income tax top tier is over 60%. Somebody has to pay,nobody rides for free.
In the wild the strong survive and the weak either die or get killed by the stronger animals. This sounds cruel I know but then again you would probably see a lot of weaklings suddenly "tighten up" if all these social programs were suddenly taken away.
Now if THIS don't bring the libs out for my soul nothing will lol
I think to "fix' the problem, you would have to look at the whole picture. In other words do the doctor's,hospitals,pharmacuticals,lawyers and other groups partisapate in the solution because they are certainly part of the problem.
Medicare;for which I make a descent living because of; has a budget of over $500 billion dollars in 2007, that is over $20billion more than our defense budget. Studies are saying that medicare is going to be in the same boat as social security within the next 25 years because there will be more beneficiaries than contributors. Do we want to start another major government buracracey before we fix the one's we have now.
How much is the tax base in countries that have a universal healthcare system. I don't know for a fact but I heard that Great Britain's income tax top tier is over 60%. Somebody has to pay,nobody rides for free.
In the wild the strong survive and the weak either die or get killed by the stronger animals. This sounds cruel I know but then again you would probably see a lot of weaklings suddenly "tighten up" if all these social programs were suddenly taken away.
Now if THIS don't bring the libs out for my soul nothing will lol
