The GI with uhl is a 3 yr wait and actually rates for smoker and non smoker and can only be 1/4th of your business.So with uhl and dementia how does the client do the phone interview?
Beats me but ask Gooner lol, he pulled one of those off!!!!
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No, there GI is different. Their GI has good commissions but rates are terrible
And a 3 year wait....I'll write gerber