Liberty Bankers

Depending on the med issues they do issue and pay fast. I have had cases issued in a little over 24 hours. I think the longest I have had one issued is a week
 
LBL has a nice system for iPad apps. They'll help you buy the iPad, too! For every 10 net policies issued from an iPad app, they'll pay a bonus if $150, up to $600 total, to help reimburse you for buying the toy (I mean tool!;) ).

(Dang, I'm starting to sound like a recruiter!:( Sorry, I'm not, but I do really like the company.)
 
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LBL has a nice system for iPad apps. They'll help you buy the iPad, too! For every 10 net policies issued from an iPad app, they'll pay a bonus if $150, up to $600 total, to help reimburse you for buying the toy (I mean tool!;) ).

(Dang, I'm starting to sound like a recruiter!:( Sorry, I'm not, but I do really like the company.)


You guys have made some good points about having them. Maybe they do have a niche?

I may take another look at them.
 
You guys have made some good points about having them. Maybe they do have a niche?

I may take another look at them.

The biggest plus that I found with them, and keep in mind I'm a rookie at this... Easiest app I have ever filled out.
 
They really are not a bad company. They stay in touch with you throughout the process and the agent site updates constantly during the process
 
They take bi-polar people too. I ran across a lady that had them. I got her a decline from ForeThought before I figured out she didn't just have depression. Once I knew what we were dealing with, Monumental murdered their rate.
 
Just received an email from EFES in regards to them adding a new carrier, Liberty Bankers. Other than having the ability for Direct Express for payment is there anything that stands out about them? I just received in my email the agent guide and application for me to look over.

Any other agents on here have any experience with Liberty Bankers? If so what are your thoughts?

I'm glad that they take DE. Also, they are the only carrier I've found that will allow you to take advanced or earned commissions on a case by case basis, which is helpful on DE cases. I like know I won't have any chargebacks on those cases.
 
I'm glad that they take DE. Also, they are the only carrier I've found that will allow you to take advanced or earned commissions on a case by case basis, which is helpful on DE cases. I like know I won't have any chargebacks on those cases.

So far my DE clients have proved to be more steady than some "middle class" clients that pay monthly by bank draft. I much prefer writing and dealing with what JD affectionately calls "his people". Salt of the earth, country living, garden growing great people. Sometimes they are hard to catch at home but I find them much more easy to explain things to and like I said, so far they have been more persistent in persistency.
 
I will concur, they do certainly have their moments!!! They aren't for everyone, but as it was noted the way LBL handles Ipad, convention qualifying (if you are into that some agents aren't), and 80% of my business with them issues in 36 hours... They even have a nice PermaTerm product.


You guys have made some good points about having them. Maybe they do have a niche?

I may take another look at them.
 
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