LifeSecure Group LTC

[ltcadviser]

?וואָס שלימאַזל וואָס

Well, I just wont be hired by Google's analytics dept, nor will I teach an Excel class, but that's ok.

I still know Mass Mutual's rates are better than Life Secure's.

Glad you were bat mitzvahed, Beverly.

 

[ltci4sure]

I still know Mass Mutual's rates are better than Life Secure's.

You are missing the point. I wasnt trying to argue whether the rates are better or not - workplace ltci benefit is different. Can MassMu offer simplified u/w to the workplace with decent rates?
There is a good place for everything, for some people simplified makes it worthwhile. Often employers would pitch in $ to cover part of the premium - which is also good, unless, naturally, you're like Bernie Sanders and think that money grow on trees.

 

[ltcadviser]

You are missing the point. I wasnt trying to argue whether the rates are better or not - workplace ltci benefit is different. Can MassMu offer simplified u/w to the workplace with decent rates?
There is a good place for everything, for some people simplified makes it worthwhile. Often employers would pitch in $ to cover part of the premium - which is also good, unless, naturally, you're like Bernie Sanders and think that money grow on trees.

You missed my point, which was simply for a banker to check out rates with an A ++ rated company rather than signing up for the first policy that is "marketed" his/her way.

It's not as if the "group" marketed offer still won't be around in 24-48 hrs.

 

[ltci4sure]

You missed my point, which was simply for a banker to check out rates with an A ++ rated company rather than signing up for the first policy that is "marketed" his/her way.

REALLY? I was under the impression you were telling the OP to chuck the offer out of the window outright.

It's not as if the "group" marketed offer still won't be around in 24-48 hrs.

Thats very true, unless special circumstances apply. Decisions on worksite are never made in haste however - these things take time and planned rollouts, especially with larger companies.

 

[ltcadviser]

REALLY? I was under the impression you were telling the OP to chuck the offer out of the window outright.

Don't know what gave you that idea.

I always believe in looking into and sorting through all options. It's the only way to arrive at an informed choice.

 

[ltci4sure]

Don't know what gave you that idea.

Your words?

I always believe in looking into and sorting through all options. It's the only way to arrive at an informed choice.

Unless we're talking ltcfp, right?

 

[ltcadviser]

Your words?


Unless we're talking ltcfp, right?

........Home, Anita.

 

[ltci4sure]

........Home, Anita.

Not sure whether you mean:
- I drove the point home, balanced approach goes out of the window and minions come out
- You have a dog named Anita, got distracted trying to get her to come in
- You are a male chauvinist pig, who's trying to question other poster's masculinity or gender on this board (shame on you!)

Missed anything?

 

[ltcadviser]

Missed anything?

Just you telling everyone else your name.

You like wilma, we can call you wilma.
You like fred, we can call you fred.
You like oprah, we can call you oprah.
You want to be called curt, we can call you curt.

 

[CALTCAgent]

C in math, let me guess?

BS Degree

I was so intrigued with the paranoia, i went to our contract - there is *nothing* there about not releasing agents, it says that we are bound to release on a termination notice initiated by either party. There is language about paying back what they owe (e.g. if they had declines/charge-backs against their future commissions). I have then asked a friend to see their old ltcfp agreement - sure enough, nothing there too. It has *no clauses* which i can see that specify that the agency may not release them.

There are so many threads about this topic on this forum. It is company policy. An agent needs a letter allowing the release or you can hold them up.

Please stop acting naive.