Lincoln Heritage Clean Sheeting

That is terrible. He should be reported and have his contract terminated.

Maybe one of you guys can take him on... I'm sure if he is taught the correct way he would never clean sheet again. :)

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Lincoln didn't have their trip this week. It's in October.. I'm not sure what convention the other thread was talking about. Maybe for a local group but it wasn't the company trip.

I'm certain he's not a top producer. If he was doing a lot of volume Lincoln would have a specific underwriter watching his apps.

From your reponses it is hard to believe that is the same Lincoln Heritage you are talking about. Maybe the West operate different from the East.:yes:

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They always take the money. lol:twitchy:

So now we know what type of producer he is now.
 
I am sure if I asked him to give me Non-Tobacco rates, he would have done it!

He did say one thing that got me thinking. He works some of the same areas that we work and he mentioned that he really did well when he took leads in an area of Fort Lauderdale. We worked it a little bit, years ago, but did lousy. I'm wondering if I shouldn't get some TM leads there and check it out again.

hes doing well cause he clean sheets and gives best rates to folks who wouldn't get them elsewhere
 
From your reponses it is hard to believe that is the same Lincoln Heritage you are talking about. Maybe the West operate different from the East.:yes:

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So now we know what type of producer he is now.



It's definitely the same carrier! I don't think Lincoln should be held accountable for a shady agent. Or any other company..

The manager and the agent should be called out on it though. I think it should be reported to Lincoln so they can take steps to make sure it doesn't happen again.

All the imo's with LH operate differently for sure. The imo's are responsible for making sure the agents are trained properly.

Clean sheeting helps no one. Not the client, agent, upline, or the carrier..
 
It's definitely the same carrier! I don't think Lincoln should be held accountable for a shady agent. Or any other company..

The manager and the agent should be called out on it though. I think it should be reported to Lincoln so they can take steps to make sure it doesn't happen again.

All the imo's with LH operate differently for sure. The imo's are responsible for making sure the agents are trained properly.

Clean sheeting helps no one. Not the client, agent, upline, or the carrier..

Correct me if I'm wrong here but I'm pretty sure LH does zero underwriting. No script check or MIB. If this is true they are absolutely responsible as they have created the environment for this type of activity.
 
Correct me if I'm wrong here but I'm pretty sure LH does zero underwriting. No script check or MIB. If this is true they are absolutely responsible as they have created the environment for this type of activity.

SNL does not do MIB or PHI. If I write a Vet I have a chance of no scripts popping up. I do not clean sheet. It is the agent that makes the choice in the end.
 
Correct me if I'm wrong here but I'm pretty sure LH does zero underwriting. No script check or MIB. If this is true they are absolutely responsible as they have created the environment for this type of activity.



LH does a script check. They also have an option to do a phone interview. Most of my agents do the interview and the script check in the house.

10 years ago it was easy to clean sheet. Now I don't know how any agents can clean sheet in FE. The companies are all covering their *** now. Too many bad agents in the FE market over the years

Even if a company had relaxed underwriting I don't think an agent should clean sheet or that the company is "asking" for clean sheeting.
 
It's definitely the same carrier! I don't think Lincoln should be held accountable for a shady agent. Or any other company..

The manager and the agent should be called out on it though. I think it should be reported to Lincoln so they can take steps to make sure it doesn't happen again.

All the imo's with LH operate differently for sure. The imo's are responsible for making sure the agents are trained properly.

Clean sheeting helps no one. Not the client, agent, upline, or the carrier..

Unfortunately, I am pretty sure that the IMO is the one that is breeding their own brand of corrupt agents. They are training agents, them and sending them out with their day 1 lead debt and 55% contracts. This atmosphere tends to give the agent no other option but to do what ever he has to do, in order to survive.

The crook I met with stated that he was on an 80 point contract because in just a few months, he was writing just under 30k monthly. He claimed they were making him a manager and he had 6 agents under him.

The problem is that I have no idea what was true and what was not with this guy. I wasn't exactly up front with him from the start! lol

I can say that he had NO presentation and on a scale from 1 to 10, I would rate him a 5 as far as salesmanship and style is concerned.
 
Unfortunately, I am pretty sure that the IMO is the one that is breeding their own brand of corrupt agents. They are training agents, them and sending them out with their day 1 lead debt and 55% contracts. This atmosphere tends to give the agent no other option but to do what ever he has to do, in order to survive.

The crook I met with stated that he was on an 80 point contract because in just a few months, he was writing just under 30k monthly. He claimed they were making him a manager and he had 6 agents under him.

The problem is that I have no idea what was true and what was not with this guy. I wasn't exactly up front with him from the start! lol

I can say that he had NO presentation and on a scale from 1 to 10, I would rate him a 5 as far as salesmanship and style is concerned.



I agree 100%. I'm sure the imo is feeling it. Their persistency must be terrible. That business model would make for a ton of agent debt and charge backs. I don't see them being in business for very long.
 
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