Lincoln Heritage, SR. Life, EFES, Securus
- Thread starter rousemark
- Start date
It seems that any thread with one of those names in the title goes "viral" so I thought, "What the heck, if we have a thread with all of them in the title, it might rival the NAA thread..
You got LH listed first, so I assume they are the worst!!!
- 19,650
If you want a bait thread at least get it right. LH and SL are insurance companies. EFES and Securus are IMO's.
I doubt any of them wish to be linked to the others.
I doubt any of them wish to be linked to the others.
- 495
It seems that any thread with one of those names in the title goes "viral" so I thought, "What the heck, if we have a thread with all of them in the title, it might rival the NAA thread..
It could be because those are the most successful FE companies/ imos out there
- Thread starter
- #5
It could be because those are the most successful FE companies/ imos out there
Well, I though if they were all in one thread, everyone could just bash the one of their choice without hijacking the other threads.
It could be because those are the most successful FE companies/ imos out there
Successful is all relative. I think we should rate them on how we feel they are as a company. I will go first.
1)EFES. I am biased.
2)Securus 2&3 could be interchanged.
3)Senior Life. They still have a decent ROP term product, and their super preferred plan has great rates. The rest not so much.
4)Lincoln.
100) NAA
101) Parker and Asses, or whatever their new name is
- 2,452
how could 2 & 3 be interchanged, Sr Life sucks, rates are way too high and commissions too low. At least Securus offers decent carriers even if the agents are getting a commission haircut vs going direct.
- Thread starter
- #8
Don't see how I didn't get it right. I didn't state if they were companies or IMOs.. I simply listed the names of the four entities that seem to generate the most debate on the forum. And, I also am not linking them to each other but all four have very adamant supporters among the forum members and equally adamant detractors.
If a person were to go through and find which has of the four have the most negative posts, it would probably be LH.. The most positive? Possibly EFES.. But then the same guy could have lot to do with both of those results ..Have no idea who that would be.
EFES is a good IMO. Here in Tampa, Joe has a good crew. If they have an open area for you to work, it could be a great relationship. If they already have agents in an area you plan to work, you need to look elsewhere.
Securus is probably the worse IMO out there in my experience. Too many things to list here. (offering 50% contracts from a shmuck in NJ is not exactly a top notch IMO for the agent).
Senior life has the worst products in the market for FE. This unrated turd company has nothing product wise that is competitive. You have a greedy Powell family that offer nothing for the agent but a lousy contract and commissions while you are selling an over priced pinto. Only a few select managers make money and the Powells.
LH is one of the most highest priced product out there with an unrated company. They make the big bucks off the newbie agents that fill them with cocaine hype and really crappy contracts. Only a few managers and the old fart (forgot his name) are the ones that make a good living.
- 495
Its impossible to compare co's and imo's. What if securus picked up sr life?. Wouldn't that make them worse because they offer St life and cut the commissions.
What if efes offered lh. Would you look down on them because they offered a company that agents considered high priced.
All imos would offer both companies if they could get good contracts. Both companies gave very competitive contracts for imos.
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LH has an A rating. And more than a few managers make good money. I would go as far to say all their managers make great money.
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